524 Porta Rosa Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 524 Porta Rosa Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,256 sqft · built 2014
Lot Size	0.23 acres (10,018 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jan 2019)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028685-1460`

Property Details

APN / Parcel Number

Primary APN	`028685-1460`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,992 sqft
1st Floor Area	2,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	144 sqft
Patio Area	417 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	524 PORTA ROSA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-4764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 146 OR4672/1154
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	146
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1009
Census Tract	20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jan 28, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2019 · Amount on Record
Deed Sale	Jan 28, 2019 · Amount on Record
Prior Sale	Feb 13, 2014 · Amount on Record
Deed Document Number	20195994
Deed Book / Page	4672 / 1154
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 28, 2019
Property Address	524 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Document Number	0046721154
Book / Page	004672 / 001154
Instrument Date	Jan 28, 2019
Instrument	5994
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	BEACHES TITLE SERVICES LLC, BEACHES TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	381 PINE TREE RD LAKE MARY FL 327463660, LAKE MARY, FL 32746-3660

Mortgage

Document Number	46721156
Date	Jan 28, 2019
Book Page	004672/001156
Instrument	5995

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	524 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Document Number	0046721367
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	381 PINE TREE RD LAKE MARY FL 327463660, LAKE MARY, FL 32746-3660

Mortgage

Document Number	0046721367
Date	Jan 29, 2019
Book Page	004672/001367
Instrument	6077

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,238 (+2.7%)	$416,199 (-0.95%) Land $110,000 Building $306,199
2025	$3,568.00 (+5.06%) Disabled Person's exemption Veteran's exemption	$282,608 (+2.9%)	$420,183 (-1.39%) Land $110,000 Building $310,183
2024	$3,396.00 (+5.66%) Disabled Person's exemption Veteran's exemption	$274,643 (+3%)	$426,096 (+0.72%) Land $105,000 Building $321,096
2023	$3,214.00 (+3.21%) Disabled Person's exemption Veteran's exemption	$266,644 (+3%)	$423,051 (+9.43%) Land $89,600 Building $333,451
2022	$3,114.00 Disabled Person's exemption Veteran's exemption	$258,878	$386,598 Land $89,600 Building $296,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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