534 Porta Rosa Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 534 Porta Rosa Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,632 sqft · built 2012
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Jun 2017)
Tax Bill	$7,420 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028685-1440`

Property Details

APN / Parcel Number

Primary APN	`028685-1440`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,632 sqft Living Area
Gross Area	3,344 sqft
1st Floor Area	1,444 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	352 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	534 PORTA ROSA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-4764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 144 OR4382/1417
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	144
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1009
Census Tract	20906

Owner

Source: St. Johns County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	534 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit BANK
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIAL HOME LENDING INC
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage JRDB INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Prior Sale	Nov 2, 2012 · Amount on Record
Deed Document Number	201737997
Deed Book / Page	4382 / 1417
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Sep 22, 2026
Property Address	534 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Document Number	0000080998
Book / Page	6441 / 405
Instrument Date	Sep 17, 2026
Instrument	202680998
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764

Mortgage

Document Number	0000080998,
Date	Sep 22, 2026
Book Page	6441/405
Instrument	202680998

Lender

Name	BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 31, 2031

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	534 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	534 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764

Mortgage

Document Number	0054000571
Date	Oct 22, 2021
Book Page	5400/571
Instrument	2021115071

Lender

Name	MILLENNIAL HOME LENDING INC
Type	Mortgage Company
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 2, 2017
Property Address	534 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Document Number	0043821417
Book / Page	4382 / 1417
Map Reference	MB57 PG94-109
Instrument Date	May 31, 2017
Instrument	2017037997
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACTION TITLE SERVICES OF ST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	534 PORTA ROSA CIR, 534, SAINT AUGUSTINE, FL 32092-4764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 RIDGEFAIR DR, CUMMING, GA 30040-1557

Mortgage

Document Number	2017038000
Date	Jun 2, 2017
Instrument	2017038000

Lender

Name	JRDB INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,523 (+2.7%)	$430,776 (-2.67%) Land $110,000 Building $320,776
2025	$7,420.00 (+8.18%) Homeowner's exemption	$324,755 (+5.99%)	$442,612 (-2.97%) Land $110,000 Building $332,612
2024	$6,859.00 (+3.86%)
2023	$6,604.00 (+2.88%) Homeowner's exemption	$306,411 (+3%)	$456,146 (+9.31%) Land $89,600 Building $366,546
2022	$6,419.00 Homeowner's exemption	$297,486	$417,310 Land $89,600 Building $327,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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