520 Porta Rosa Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 520 Porta Rosa Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,388 sqft · built 2014
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Aug 2020)
Tax Bill	$8,736 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`028685-1470`

Property Details

APN / Parcel Number

Primary APN	`028685-1470`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,388 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	2,388 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	236 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 PORTA ROSA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-4764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 147 OR5028/1801 & 5433/1942(Q/C) & 5674/577(Q/C)
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	147
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1009
Census Tract	20906

Owner

520 Porta Rosa Cir is owned and occupied by an individual who acquired it in September 2026.

Source: St. Johns County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	520 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS
Sep 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 5, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 2, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Prior Sale	Jul 22, 2015 · Amount on File
Deed Document Number	202073019
Deed Book / Page	5028 / 1801
Last Transfer Date	Sep 11, 2026
Transfer Doc	0000078458
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Sep 28, 2026
Property Address	520 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Document Number	0000082238
Book / Page	6443 / 1466
Instrument Date	Sep 22, 2026
Instrument	202682238
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764

Mortgage

Document Number	0000082238,
Date	Sep 28, 2026
Book Page	6443/1466
Instrument	202682238

Lender

Name	SUCCESS MORTGAGE PARTNERS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 14, 2026
Property Address	520 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Document Number	0000078458
Book / Page	6436 / 815
Instrument Date	Sep 11, 2026
Instrument	202678458
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Dec 5, 2022
Property Address	520 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Document Number	0056740577
Book / Page	5674 / 577
Map Reference	MB 57 PG 94-109
Instrument Date	Dec 2, 2022
Instrument	2022109556
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 PORTA ROSA CIR, ST AUGUSTINE, FL 32092-4764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Dec 2, 2021
Property Address	520 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Document Number	0054331942
Book / Page	5433 / 1942
Map Reference	MB 57 PG 94-109
Instrument Date	Dec 1, 2021
Instrument	2021130062
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	520 PORTA ROSA CIR, ST AUGUSTINE, FL 32092-4764

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 28, 2020
Property Address	520 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764
Document Number	0050281801
Book / Page	5028 / 1801
Map Reference	MB 57 PG 94-109
Instrument Date	Aug 26, 2020
Instrument	2020073019
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16331 121ST TER N, 16331, JUPITER, FL 33478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4764

Mortgage

Document Number	50281803
Date	Aug 28, 2020
Instrument	5028/1803

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 520 Porta Rosa Cir was $8,736 with a homeowner's exemption, up 8.5% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$433,843 (+2.7%)	$502,015 (-2.1%) Land $110,000 Building $392,015
2025	$8,736.00 (+8.54%) Homeowner's exemption	$422,437	$512,779 Land $110,000 Building $402,779
2024	$8,049.00 (+3.54%)
2023	$7,774.00 (+20.77%) Homeowner's exemption	$398,575 (+33.32%)	$547,368 (+31.39%) Land $89,600 Building $457,768
2022	$6,437.00 Homeowner's exemption	$298,956	$416,583 Land $89,600 Building $326,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 Porta Rosa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Porta Rosa Cir is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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