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528 Ledge St, San Marcos, CA 92078 Property Records

San Diego County property record for 528 Ledge St, San Marcos, CA 92078 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2017
Square Footage4,825 sqft Living Area
Lot Size20,586 sqft (0.473 acres)
OccupancyOwner Occupied
Last Sale$3,000,000 (2026)
Tax Bill$20,618.00 (2025)

Owner

Source: San Diego County records · APN 679-229-40-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address528 LEDGE ST, SAN MARCOS, CA 92078-2840
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Apr 15, 2025Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Feb 27, 2026Grant Deed, Transfer · Conventional Mortgage
MISSION FCU
Oct 21, 2019Deed of Trust, Mortgage
BANK OF AMERICA
Sep 13, 2017Grant Deed, Subdivision Related Transfer
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 27, 2026 · Amount on Record
Deed SaleFeb 27, 2026 · Amount on Record
Prior SaleSep 13, 2017 · Amount on Record
Deed Doc Number202655656
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address528 LEDGE ST, SAN MARCOS, CA 92078-2840
Transaction TypeMortgage
Record UpdatedMar 09, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 LEDGE ST, SAN MARCOS, CA 92078-2840

Mortgage

Document Number0000627382
DateSep 02, 2021
Instrument2021-0627382
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address528 LEDGE ST, SAN MARCOS, CA 92078-2840
Transaction TypeMortgage
Record UpdatedMar 09, 2026
Title CompanyMONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 LEDGE ST, SAN MARCOS, CA 92078-2840

Mortgage

Document Number0000095707
DateApr 15, 2025
Instrument2025-0095707
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 01, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 27, 2026
Property Address528 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number0000055656
Map ReferenceMAP 16023
Instrument DateFeb 18, 2026
Instrument2026-0055656
Transaction TypeTransfer
Record UpdatedMar 09, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address528 LEDGE ST, SAN MARCOS, CA 92078-2840

Mortgage

Document Number0000055657
DateFeb 27, 2026
Instrument2026-0055657
Lender
NameMISSION FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateMar 01, 2031
Change Frequency5 Years
Min Rate At Change3.5%
Max Rate At Change7.5%
Index5-Year CMT
Margin2
Max Rate10.5%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address528 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number0000499886
Instrument DateOct 21, 2019
Transaction TypeMortgage
Record UpdatedNov 14, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address528 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840

Mortgage

Document Number0000499886
DateNov 01, 2019
Instrument499886
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueOct 31, 2049

September 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 13, 2017
Property Address528 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number0000420948
Instrument DateAug 21, 2017
Instrument420948
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 24, 2018
Title CompanyFNTG BUILDER SERVICES, FNTG BUILDER SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,660.45
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address528 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840

Mortgage

Document Number420949
DateSep 13, 2017
Instrument420949
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount Recorded
Term360 Months
DueSep 12, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,817,000 (+2%) Land $696,349 Building $1,120,651
2025$20,618.00 (+7.78%) Homeowner's exemption$1,781,374 (+4.04%) Land $682,696 Building $1,098,678
2023$19,129.00 (+1.87%) Homeowner's exemption$1,712,203 Land $656,187 Building $1,056,016
2022$18,778.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 72% of the US · above 48% of California
Wildfire LikelihoodAbout 1 in 457 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN679-229-40-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area4,825 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area20,586 sqft (0.473 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address528 LEDGE ST
CitySAN MARCOS
StateCA
Zip92078-2840
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 18 TR 016023
Legal SubdivisionSAN MARCOS ESTATES
Legal Tract016023
Legal Block4
Legal Lot Number18
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup4
Census Block4006
Census Tract20044

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