San Diego County property record for 526 Ledge St, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,279 sqft · built 2017 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,857,000 (Dec 2017) |
| Tax Bill | $25,032 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 679-229-39-00 |
| Primary APN | 679-229-39-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,279 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 27,878 sqft (0.64 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 526 LEDGE ST |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-2840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 17 TR 016023 |
| Legal Subdivision | SAN MARCOS ESTATES |
| Legal Tract | 016023 |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20044 |
Source: San Diego County records · APN 679-229-39-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 526 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK |
| Dec 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK |
| Dec 15, 2017 | Grant Deed, Subdivision Related Transfer · ARM STERLING BANK & TRUST FSB |
| Dec 15, 2017 | Quit Claim Deed, Transfer FNTG BUILDER SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on Record |
| Deed Sale | Dec 15, 2017 · Amount on Record |
| Prior Sale | Dec 02, 2015 · Amount on Record |
| Deed Document Number | 2017587243 |
| Prior Transfer Date | Oct 13, 2017 |
| Prior Transfer Doc | 0000587242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 526 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000585059 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 2019-0585059 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Jan 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5.12% |
| Max Rate At Change | 11.1% |
| Index | 1-Year LIBOR |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 526 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE |
| Name | Verified Name |
|---|---|
| Address | 526 LEDGE ST 1, 1, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000830323 |
|---|---|
| Date | Dec 07, 2021 |
| Instrument | 2021-0830323 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jan 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 9.5% |
| Index | Other |
| Max Rate | 9.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 15, 2017 |
| Property Address | 526 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000587243 |
| Map Reference | MAP16023 |
| Instrument Date | Nov 06, 2017 |
| Instrument | 2017-0587243 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FNTG BUILDER SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 526 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000587244 |
|---|---|
| Date | Dec 15, 2017 |
| Instrument | 2017-0587244 |
| Name | STERLING BANK & TRUST FSB |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Jan 01, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 4.32% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 11.1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 15, 2017 |
| Property Address | 526 LEDGE ST, SAN MARCOS, CA 92078-2840 |
| Document Number | 0000587242 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 587242 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | FNTG BUILDER SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 526 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,214,883 (+2%) Land $754,378 Building $1,460,505 | |
| 2025 | $25,032.00 (+7.79%) | $2,171,455 (+4.04%) Land $739,587 Building $1,431,868 |
| 2023 | $23,224.00 (+1.83%) | $2,087,137 Land $710,869 Building $1,376,268 |
| 2022 | $22,806.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730200444, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Spectrum Cable | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: T-Mobile USA.
Based on FCC filings for 142 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VALLECITOS WD serves 114,700 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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