525 Ledge St, San Marcos, CA 92078 Property Records

San Diego County property record for 525 Ledge St, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,279 sqft · built 2017
Lot Size	0.463 acres (20,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,322,500 (Nov 2017)
Tax Bill	$17,841 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`679-229-25-00`

Property Details

APN / Parcel Number

Primary APN	`679-229-25-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,279 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	20,174 sqft (0.463 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	525 LEDGE ST
City	SAN MARCOS
State	CA
Zip	92078-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 3 TR 016023
Legal Subdivision	SAN MARCOS ESTATES
Legal Tract	016023
Legal Block	4
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	20044

Owner

Source: San Diego County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	525 LEDGE ST, SAN MARCOS, CA 92078-2840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FEDERAL CREDIT UNION
Sep 14, 2020	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Nov 21, 2017	Grant Deed, Subdivision Related Transfer TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2017 · Amount on Record
Deed Sale	Nov 21, 2017 · Amount on Record
Prior Sale	Dec 2, 2015 · Amount on Record
Deed Document Number	2017543458
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 5, 2026
Property Address	525 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number	0000225417
Instrument Date	Jul 29, 2026
Instrument	2026225417
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	525 LEDGE ST, SAN MARCOS, CA 92078-2840

Mortgage

Document Number	0000225417,
Date	Aug 5, 2026
Instrument	2026225417

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 31, 2051

Interest

Rate	6.43%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	525 LEDGE ST, SAN MARCOS, CA 92078-2840
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 LEDGE ST, SAN MARCOS, CA 92078-2840

Mortgage

Document Number	0000534009
Date	Sep 14, 2020
Instrument	2020-0534009

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 21, 2017
Property Address	525 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number	0000543458
Instrument Date	Nov 6, 2017
Instrument	543458
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 27, 2017
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,454.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	525 LEDGE ST SAN MARCOS CA 920782840, SAN MARCOS, CA 92078-2840

Mortgage

Document Number	543459
Date	Nov 21, 2017
Instrument	543459

Lender

Name	TIAA FSB
Address	301 W BAY ST, JACKSONVILLE, FL 32202-5184

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,562,108 (+2%) Land $603,501 Building $958,607
2025	$17,841.00 (+7.78%) Homeowner's exemption	$1,531,479 (+4.04%) Land $591,668 Building $939,811
2023	$16,553.00 (+1.88%) Homeowner's exemption	$1,472,012 Land $568,694 Building $903,318
2022	$16,247.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 35
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

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