528 E Main St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 528 E Main St, Warsaw, IN 46580

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,430 sqft · built 1923
Lot Size0.382 acres (16,632 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Sep 2019)
Tax Bill$2,851 (2025)
Deeds & MortgagesSep 2019 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN004-719008-86

Property Details

APN / Parcel Number

Primary APN004-719008-86
Alternative APNs
  • 43-11-08-200-884.000-032
  • 00000009937
  • 0471900886

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,430 sqft Living Area
1st Floor Area2,430 sqft
Basement Area1,431 sqft
Finished Basement1,431 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1970
Construction TypeBrick
Roof MaterialAsphalt
Lot Area16,632 sqft (0.382 acres)
Lot Dimensions132 ft deep x 126 ft wide
TerrainLow
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000009937
Street Address528 E MAIN ST
CityWARSAW
StateIN
Zip46580-3349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description4-44-110 LOTS 9 & 10 HICKMANS ADD
Legal Range6
Legal Township32
Legal Section8
Legal SubdivisionHICKMANS ADDITION
Legal Lot Number9-10
JurisdictionKOSCIUSKO IN
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1023
Census Tract961900

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address528 E MAIN ST, WARSAW, IN 46580-3349
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST FEDERAL SAVINGS BANK
Jul 9, 2018Warranty Deed, Transfer · Conventional Mortgage
GVC MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2019 · Amount on Record
Deed SaleSep 5, 2019 · Amount on Record
Prior SaleJul 9, 2018 · Amount on Record
Deed Document Number201990191
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSCIUSKO IN
Recording DateSep 5, 2019
Property Address528 E MAIN ST, WARSAW, IN 46580-3349
Document Number2019090191
Map ReferenceMB 1 PG 23
Instrument DateAug 31, 2019
Instrument2019090191
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address528 E MAIN ST, WARSAW, IN 46580-3349

Mortgage

Document Number2019090192
DateSep 5, 2019
Instrument2019090192
Lender
NameFIRST FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSCIUSKO IN
Recording DateJul 9, 2018
Property Address528 E MAIN ST, WARSAW, IN 46580-3349
Document Number2018070293
Map ReferenceMB1 PG23
Instrument DateJul 4, 2018
Instrument2018070293
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 E MAIN ST, WARSAW, IN 46580-2745

Mortgage

Document Number2018070294
DateJul 9, 2018
Instrument2018070294
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyKosciusko County
County SubdivisionWayne Township
MunicipalityWarsaw City
Unified School DistrictWarsaw Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,851.00 (+5.79%) Homeowner's exemption$236,500 (+8.99%) Land $51,700 Building $184,800$236,500 (+8.99%) Land $51,700 Building $184,800
2024$2,695.00 (+6.94%) Homeowner's exemption$217,000 (+2.46%) Land $38,300 Building $178,700$217,000 (+2.46%) Land $38,300 Building $178,700
2023$2,520.00 (+29.7%)$211,800 (+12.72%) Land $38,300 Building $173,500$211,800 (+12.72%) Land $38,300 Building $173,500
2022$1,943.00 Homeowner's exemption$187,900 Land $31,500 Building $156,400$187,900 Land $31,500 Building $156,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - WARSAW
private · serves 13,835 people · EPA ID IN5243030
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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