Kosciusko County property record for 539 E Main St, Warsaw, IN 46580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,232 sqft · built 1975 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $184,000 (Aug 2024) |
| Tax Bill | $1,698 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-718018-84 |
| Primary APN | 004-718018-84 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,232 sqft Living Area |
| 1st Floor Area | 2,232 sqft |
| Basement Area | 1,116 sqft |
| Finished Basement | 1,116 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.152 acres) |
| Lot Dimensions | 132 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 198 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000009754 |
|---|---|
| Street Address | 539 E MAIN ST |
| City | WARSAW |
| State | IN |
| Zip | 46580-3350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 4-44-82 STP 50' X 8 RD N MAIN ST OL 10 LANSDALES ADD |
| Legal Range | 6 |
| Legal Township | 32 |
| Legal Section | 8 |
| Legal Subdivision | LANSDALES ADD |
| Jurisdiction | KOSCIUSKO IN |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 961900 |
Source: Kosciusko County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 539 E MAIN ST, WARSAW, IN 46580-3350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2024 · Amount on Record |
| Deed Sale | Aug 16, 2024 · Amount on Record |
| Prior Sale | May 28, 2010 · Amount on Record |
| Deed Document Number | 202480783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 539 E MAIN ST, WARSAW, IN 46580-3350 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020100775 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020100775 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | ROCHESTER, IN 46975 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Kosciusko County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Kosciusko County |
| County Subdivision | Wayne Township |
| Municipality | Warsaw City |
| Unified School District | Warsaw Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,698.00 (+3.03%) Homeowner's exemption | $183,300 (+17.58%) Land $21,500 Building $161,800 | $183,300 (+17.58%) Land $21,500 Building $161,800 |
| 2024 | $1,648.00 (-49.42%) | ||
| 2023 | $3,258.00 (+11.69%) | $155,900 (+11.76%) Land $16,200 Building $139,700 | $155,900 (+11.76%) Land $16,200 Building $139,700 |
| 2022 | $2,917.00 | $139,500 Land $13,500 Building $126,000 | $139,500 Land $13,500 Building $126,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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