Kosciusko County property record for 522 E Main St, Warsaw, IN 46580
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,304 sqft · built 1960 |
| Lot Size | 0.188 acres (8,184 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,147 (Jul 2023) |
| Tax Bill | $1,963 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jul 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-708020-00 |
| Primary APN | 004-708020-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 2,304 sqft |
| Basement Area | 573 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 8,184 sqft (0.188 acres) |
| Lot Dimensions | 132 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000007662 |
|---|---|
| Street Address | 522 E MAIN ST |
| City | WARSAW |
| State | IN |
| Zip | 46580-3349 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-2 |
| Legal Description | 4-44-112 LOT 12 HICKMANS ADD |
| Legal Range | 6 |
| Legal Township | 32 |
| Legal Section | 8 |
| Legal Subdivision | HICKMAN S ADDITION |
| Legal Lot Number | 12 |
| Jurisdiction | KOSCIUSKO IN |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 961900 |
Source: Kosciusko County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 522 E MAIN ST, WARSAW, IN 46580-3349 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 25, 2023 | Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC |
| Nov 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on Record |
| Deed Sale | Jul 25, 2023 · Amount on Record |
| Prior Sale | Nov 27, 2019 · Amount on Record |
| Deed Document Number | 202370786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Property Address | 522 E MAIN ST, WARSAW, IN 46580-3349 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | METROPOLITAN TITLE OF IN LLC |
| Name | Verified Name |
|---|---|
| Address | 522 E MAIN ST, WARSAW, IN 46580-3349 |
| Document Number | 2023070787 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 2023070787 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Jul 25, 2023 |
| Property Address | 522 E MAIN ST, WARSAW, IN 46580-3349 |
| Document Number | 2023070786 |
| Map Reference | MB 1 PG 23 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 2023070786 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 522 E MAIN ST, WARSAW, IN 46580-3349 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KOSCIUSKO IN |
| Recording Date | Nov 27, 2019 |
| Property Address | 522 E MAIN ST, WARSAW, IN 46580-3349 |
| Document Number | 2019111151 |
| Map Reference | MB 1 PG 37 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 2019111151 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 E MAIN ST # A, A, WARSAW, IN 46580-3349 |
| Document Number | 2019111152 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 2019111152 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Kosciusko County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Kosciusko County |
| County Subdivision | Wayne Township |
| Municipality | Warsaw City |
| Unified School District | Warsaw Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,963.00 (-6.48%) Homeowner's exemption | $167,300 (+3.02%) Land $26,700 Building $140,600 | $167,300 (+3.02%) Land $26,700 Building $140,600 |
| 2024 | $2,099.00 (+4.48%) | ||
| 2023 | $2,009.00 (+14.93%) | $162,400 (+12%) Land $20,100 Building $142,300 | $162,400 (+12%) Land $20,100 Building $142,300 |
| 2022 | $1,748.00 | $145,000 Land $16,700 Building $128,300 | $145,000 Land $16,700 Building $128,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - WARSAW private · serves 13,835 people · EPA ID IN5243030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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