518 E Main St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 518 E Main St, Warsaw, IN 46580

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 666 sqft · built 2010
Lot Size0.047 acres (2,035 sqft)
OwnerIndividual Name on File
Last Sale$54,756 (Mar 2023)
Tax Bill$2,338 (2025)
Deeds & MortgagesMar 2023 Sale
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-714011-00

Property Details

APN / Parcel Number

Primary APN004-714011-00
Alternative APNs
  • 43-11-08-200-881.000-032
  • 00000009187
  • 0471401100

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area666 sqft Living Area
1st Floor Area666 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Construction TypeWood
Foundation TypeRaised
Roof MaterialOther
Lot Area2,035 sqft (0.047 acres)
Lot Dimensions55 ft deep x 37 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000009187
Street Address518 E MAIN ST
CityWARSAW
StateIN
Zip46580-3349
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description4-44-113 E 55' ON N 37' LOT 225 LANSDALES PL
Legal Range6
Legal Township32
Legal Section8
Legal SubdivisionLANDSDALES ADD
Legal Lot Number225
JurisdictionKOSCIUSKO IN
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1023
Census Tract961900

Owner

518 E Main St is owned by an individual who bought it in March 2023.

Source: Kosciusko County records, as of June 23, 2026

Owner of RecordIndividual Name on File
Mailing Address124 N HICKORY ST, WARSAW, IN 46580-3345
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2023Warranty Deed, Transfer
METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC
Jun 29, 2017Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2023 · Amount on File
Deed SaleMar 22, 2023 · Amount on File
Prior SaleJun 29, 2017 · Amount on File
Deed Document Number202330652
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSCIUSKO IN
Recording DateMar 22, 2023
Property Address518 E MAIN ST, WARSAW, IN 46580-3349
Document Number2023030652
Instrument DateMar 21, 2023
Instrument2023030652
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyMETROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 N HICRNG ST, WARSAW, IN 46580

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSCIUSKO IN
Recording DateJun 29, 2017
Property Address518 E MAIN ST, WARSAW, IN 46580-3349
Document Number2017061288
Map ReferenceMB 1 PG 52
Instrument DateJun 28, 2017
Instrument2017061288
Transaction TypeTransfer
Record UpdatedSep 29, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 E MAIN ST, WARSAW, IN 46580-3349

Mortgage

Document Number2017061289
DateJun 29, 2017
Instrument2017061289
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 518 E Main St was $2,338, up 2.7% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyKosciusko County
County SubdivisionWayne Township
MunicipalityWarsaw City
Unified School DistrictWarsaw Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,338.00 (+2.68%)$113,700 Land $10,400 Building $103,300$113,700 Land $10,400 Building $103,300
2024$2,277.00 (+5.96%)
2023$2,149.00 (+10.49%)$103,500 (+10.46%) Land $7,800 Building $95,700$103,500 (+10.46%) Land $7,800 Building $95,700
2022$1,945.00$93,700 Land $6,500 Building $87,200$93,700 Land $6,500 Building $87,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 518 E Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 518 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - WARSAW
private · serves 13,835 people · EPA ID IN5243030
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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