5257 Morgan Ridge Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5257 Morgan Ridge Dr, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,898 sqft · built 1995
Lot Size	0.751 acres (32,714 sqft)
Owner	2 Owner Names on Record
Last Sale	$205,000 (Aug 2008)
Tax Bill	$1,953 (2024)
Deeds & Mortgages	Dec 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-2N-29-2569-00A00-0140`

Property Details

APN / Parcel Number

Primary APN	`13-2N-29-2569-00A00-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,898 sqft Heated Area
Gross Area	4,280 sqft
1st Floor Area	2,427 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	32,714 sqft (0.751 acres)
Lot Dimensions	2,620 ft deep x 1,250 ft wide
Garage Type	Mixed
Garage Area	529 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	531 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	132N29256900A000140
Street Address	5257 MORGAN RIDGE DR
City	MILTON
State	FL
Zip	32570-8573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	MORGAN RIDGE LOT 14 BLK A AS DES IN OR 2847 PG 1954
Legal Range	29W
Legal Township	02N
Legal Section	13
Legal Subdivision	MORGAN RIDGE/PHASE 2
Legal Block	A
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1030
Census Tract	10506

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	5257 MORGAN RIDGE DR, MILTON, FL 32570-8573
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE FIRM INC
May 10, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2008 · Amount on Record
Deed Sale	Aug 8, 2008 · Amount on Record
Prior Sale	May 8, 1996 · Amount on Record
Deed Document Number	200831574
Deed Book / Page	2847 / 1954
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5257 MORGAN RIDGE DR, MILTON, FL 32570-8573
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	FIRST INTERNATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5257 MORNGAN RIDGE DRIVE, MILTON, FL 32570-8573

Mortgage

Document Number	0042190351
Date	Dec 10, 2021
Book Page	4219/351
Instrument	202181973

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5257 MORGAN RIDGE DR, MILTON, FL 32570-8573
Document Number	0037280613
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5257 MORGAN RIDGE DR MILTON FL 325708573, MILTON, FL 32570-8573

Mortgage

Document Number	0037280613
Date	May 16, 2018
Book Page	003728/000613
Instrument	19800

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2038

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,953.00 (+5%) Homeowner's exemption	$195,346 (+5.71%)	$304,798 (+2.37%) Land $31,000 Building $273,798
2023	$1,860.00 (+13.07%) Homeowner's exemption	$184,802 (+12.1%)	$297,752 (+18.1%) Land $31,000 Building $266,752
2022	$1,645.00 Homeowner's exemption	$164,856	$252,115 Land $31,000 Building $221,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	2 (2014–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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