5270 E Lakeshore Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5270 E Lakeshore Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,000 sqft · built 1989
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Company Names on Record
Last Sale	$820,000 (Mar 2016)
Tax Bill	$12,000 (2025)
Deeds & Mortgages	Nov 2025 Transfer Mar 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`217-210-071-7`

Property Details

APN / Parcel Number

Primary APN	`217-210-071-7`
Alternative APN	`217-210-071`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	1,085 sqft
2nd Floor Area	915 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cluster
Lot Area	4,400 sqft (0.101 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5270 E LAKESHORE DR
City	SAN RAMON
State	CA
Zip	94582-4888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6550 L97
Legal Subdivision	MAP/SUB 6550
Legal Tract	6550
Legal Lot Number	97
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	345117

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	751 MARTIN BLVD, SAN LEANDRO, CA 94577-1361
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Intrafamily Transfer, Transfer
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 3, 2022	Intrafamily Transfer, Transfer
Mar 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2016 · Amount on Record
Deed Sale	Mar 18, 2016 · Amount on Record
Deed Document Number	201647261
Last Transfer Date	Oct 29, 2022
Transfer Doc	0000169753
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 21, 2025
Property Address	5270 E LAKESHORE DR, SAN RAMON, CA 94582-4888
Document Number	0000131509
Map Reference	MB 308 PG 30
Instrument Date	Nov 21, 2025
Instrument	2025- 131509
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	751 MARTIN BLVD, SAN LEANDRO, CA 94577-1361

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5270 E LAKESHORE DR, SAN RAMON, CA 94582-4888
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5270 E LAKESHORE DR, SAN RAMON, CA 94582-4888

Mortgage

Document Number	0000020312
Date	Mar 3, 2023
Instrument	2023-020312

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Apr 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5270 E LAKESHORE DR, SAN RAMON, CA 94582-4888
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5270 E LAKESHORE DR, SAN RAMON, CA 94582-4888

Mortgage

Document Number	0000320134
Date	Dec 21, 2020
Instrument	2020-320134

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5270 E LAKESHORE DR, SAN RAMON, CA 94582-4888
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5270 E LAKESHORE DR, SAN RAMON, CA 94582-4888

Mortgage

Document Number	0000217666
Date	Aug 4, 2021
Instrument	2021-217666

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2041

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 3, 2022
Property Address	5270 E LAKESHORE DR, SAN RAMON, CA 94582-4888
Document Number	0000169753
Map Reference	MB 308 PG 30
Instrument Date	Oct 29, 2022
Instrument	2022-169753
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5270 E LAKESHORE DR, SAN RAMON, CA 94582-4888

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5270 E LAKESHORE DR, SAN RAMON, CA 94582-4888
Document Number	0000054405
Instrument Date	Mar 8, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5270 E LAKESHORE DR SAN RAMON CA 945824888, SAN RAMON, CA 94582-4888

Mortgage

Document Number	0000054405
Date	Mar 20, 2020
Instrument	54405

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$990,121 (+2%) Land $748,630 Building $241,491
2025	$12,000.00 (+4.01%)	$970,707 (+4.04%) Land $733,951 Building $236,756
2023	$11,537.00 (+1.48%)	$933,014 Land $705,451 Building $227,563
2022	$11,369.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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