5310 E Lakeshore Dr, San Ramon, CA 94582 Property Records

Contra Costa County property record for 5310 E Lakeshore Dr, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,000 sqft · built 1989
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$569,000 (Sep 2024)
Tax Bill	$21,202 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`217-210-075-8`

Property Details

APN / Parcel Number

Primary APN	`217-210-075-8`
Alternative APN	`217-210-075`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	1,085 sqft
2nd Floor Area	915 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Cluster
Lot Area	3,600 sqft (0.083 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5310 E LAKESHORE DR
City	SAN RAMON
State	CA
Zip	94582-4889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6550 L101
Legal Subdivision	SUBDIVISION 6550
Legal Tract	6550
Legal Lot Number	101
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3000
Census Tract	345117

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5310 E LAKESHORE DR, SAN RAMON, CA 94582-4889
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Oct 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 8, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2024 · Amount on Record
Deed Sale	Sep 20, 2024 · Amount on Record
Prior Sale	May 26, 2023 · Amount on Record
Deed Document Number	202492952
Prior Transfer Date	Sep 16, 2024
Prior Transfer Doc	0000092952
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 26, 2023
Property Address	5310 E LAKESHORE DR, SAN RAMON, CA 94582-4889
Document Number	0000050195
Map Reference	MB 308 PG 30
Instrument Date	May 23, 2023
Instrument	2023-050195
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5310 E LAKESHORE DR, SAN RAMON, CA 94582-4889

Mortgage

Document Number	0000050196
Date	May 26, 2023
Instrument	2023-050196

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 26, 2020
Property Address	5310 E LAKESHORE DR, SAN RAMON, CA 94582-4889
Document Number	0000248983
Map Reference	MB 308 PG 30
Instrument Date	Oct 21, 2020
Instrument	2020-248983
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5310 E LAKESHORE DR, SAN RAMON, CA 94582-4889

Mortgage

Document Number	0000248984
Date	Oct 26, 2020
Instrument	2020-248984

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5310 E LAKESHORE DR, SAN RAMON, CA 94582-4889
Document Number	0000085516
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5310 E LAKESHORE DR SAN RAMON CA 945824889, SAN RAMON, CA 94582-4889

Mortgage

Document Number	0000085516
Date	May 6, 2020
Instrument	85516

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 8, 2020
Property Address	5310 E LAKESHORE DR, SAN RAMON, CA 94582-4889
Document Number	0000087642
Instrument Date	Apr 23, 2020
Instrument	87642
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5310 E LAKESHORE DR SAN RAMON CA 945824889, SAN RAMON, CA 94582-4889

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5310 E LAKESHORE DR, SAN RAMON, CA 94582-4889
Document Number	0000000316
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5310 E LAKESHORE DR SAN RAMON CA 945824889, SAN RAMON, CA 94582-4889

Mortgage

Document Number	0000000316
Date	Jan 2, 2020
Instrument	316

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,857,113 (+2%) Land $1,512,221 Building $344,892
2025	$21,202.00 (+191.64%)	$1,820,700 (+236.61%) Land $1,482,570 Building $338,130
2023	$7,270.00 (+1.92%)	$540,899 Land $216,429 Building $324,470
2022	$7,133.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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