527 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 527 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,543 sqft · built 1992
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (May 2017)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`596-12-00-017`

Property Details

APN / Parcel Number

Primary APN	`596-12-00-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,543 sqft Living Area
Gross Area	2,863 sqft
1st Floor Area	1,722 sqft
Upper Floors Area	821 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	330 ft deep x 145 ft wide
Terrain	High

Exterior Amenities

Pool Area	396 sqft
Porch	Slab
Porch Area	574 sqft
Deck Area	164 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	527 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COMMONWEALTH II DESCRIPTION -LOT 15
Legal Subdivision	COMMONWEALTH II
Legal Lot Number	15
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1047
Census Tract	4617

Owner

527 Commonwealth Rd is owned and occupied by two individuals who bought it in May 2017.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	527 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BANK
May 19, 2017	Grant Deed, Transfer SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on File
Deed Sale	May 19, 2017 · Amount on File
Deed Book / Page	639 / 71
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	527 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010620078
Date	Dec 20, 2021
Book Page	1062/78

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Oct 1, 2041

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 19, 2017
Property Address	527 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313
Document Number	0639/0071
Book / Page	000639 / 000071
Instrument Date	May 9, 2017
Transaction Type	Transfer
Record Updated	Jun 16, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	527 COMMONWEALTH RD MOUNT PLEASANT SC 294668313, MOUNT PLEASANT, SC 29466-8313

Mortgage

Document Number	639/0072
Date	May 19, 2017
Book Page	000639/000072

Lender

Name	SOUTH CAROLINA FCU
Address	N CHARLESTON, SC 29419-9012

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 18, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%

Mortgage

Document Number	639/0073,
Date	May 19, 2017
Book Page	000639/000073

Lender

Name	SOUTH CAROLINA FCU
Address	N CHARLESTON, SC 29419-9012

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 18, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 527 Commonwealth Rd was $2,908, up 12.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00 (+12.54%)	$759,000 (+2,775%) Land $200,790 Building $558,210	$1,002,700 Land $414,600 Building $588,100
2024	$2,584.00	$26,400
2022	$2,388.00	$26,400	$660,000 Land $174,600 Building $485,400
2020			$660,000 Land $174,600 Building $485,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 527 Commonwealth Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 527 Commonwealth Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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