541 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 541 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,585 sqft · built 1992
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Dec 2003)
Tax Bill	$2,807 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`596-12-00-019`

Property Details

APN / Parcel Number

Primary APN	`596-12-00-019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,585 sqft Living Area
Gross Area	4,291 sqft
1st Floor Area	1,706 sqft
Upper Floors Area	879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	68,825 sqft (1.58 acres)
Lot Dimensions	352 ft deep x 121 ft wide
Terrain	High

Exterior Amenities

Pool Area	540 sqft
Porch	Slab
Porch Area	401 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	541 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COMMONWEALTH II DESCRIPTION -LOT 17
Legal Subdivision	COMMONWEALTH II
Legal Lot Number	17
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1047
Census Tract	4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	541 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Intrafamily Transfer, Transfer
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVOLVE BK&TR
May 22, 2019	Quit Claim Deed, Mortgage · Line of Credit LUCEY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2003 · Amount on Record
Deed Sale	Dec 10, 2003 · Amount on Record
Deed Book / Page	478 / 367
Last Transfer Date	Oct 21, 2023
Transfer Doc	0012090705
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Oct 24, 2023
Property Address	541 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313
Document Number	0012090705
Book / Page	1209 / 705
Instrument Date	Oct 21, 2023
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	541 COMMONWEALTH RD, MT PLEASANT, SC 29466-8313

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	541 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313
Document Number	0890/0884
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 COMMONWEALTH RD MOUNT PLEASANT SC 294668313, MOUNT PLEASANT, SC 29466-8313

Mortgage

Document Number	0890/0884
Date	Jun 17, 2020
Book Page	000890/000884

Lender

Name	EVOLVE BK&TR
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 16, 2035

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	May 22, 2019
Property Address	541 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313
Document Number	0797/0386
Book / Page	000797 / 000386
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	541 COMMONWEALTH RD MOUNT PLEASANT SC 294668313, MOUNT PLEASANT, SC 29466-8313

Mortgage

Document Number	797/0387
Date	May 22, 2019
Book Page	000797/000387

Lender

Name	LUCEY MTG
Type	Mortgage Company
Address	MT PLEASANT, SC 29464

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,807.00 (-64.59%)	$600,745 (+2,677.37%) Land $219,704 Building $381,041	$990,000 (+75.84%) Land $440,800 Building $549,200
2024	$7,928.00 (+312.27%)	$21,630 (+3.54%)
2022	$1,923.00	$20,890	$563,000 (-) Land $205,900 Building $357,100
2020			$563,000 Land $205,900 Building $357,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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