524 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 524 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,840 sqft · built 2006
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Apr 2020)
Tax Bill	$3,517 (2025)
Deeds & Mortgages	Apr 2020 Sale Jul 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`596-12-00-004`

Property Details

APN / Parcel Number

Primary APN	`596-12-00-004`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,840 sqft Living Area
Gross Area	4,680 sqft
1st Floor Area	1,560 sqft
Upper Floors Area	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Family
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Galvanized Metal
Lot Area	67,954 sqft (1.56 acres)
Lot Dimensions	62 ft deep x 169 ft wide
Terrain	High
Porch	Slab
Porch Area	1,744 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	524 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COMMONWEALTH II DESCRIPTION -LOT 4
Legal Subdivision	COMMONWEALTH II
Legal Lot Number	4
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1046
Census Tract	4617

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jul 13, 2017	Deed of Trust, Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	Jul 30, 2012 · Amount on Record
Deed Book / Page	875 / 220
Prior Transfer Date	Sep 30, 2011
Prior Transfer Doc	02110807
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 20, 2020
Property Address	524 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8307
Document Number	0875/0220
Book / Page	000875 / 000220
Instrument Date	Apr 7, 2020
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 COMMONWEALTH RD MOUNT PLEASANT SC 294668307, MOUNT PLEASANT, SC 29466-8307

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	524 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8307
Document Number	0653/0750
Book / Page	000653 / 000750
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 COMMONWEALTH RD MOUNT PLEASANT SC 294668307, MOUNT PLEASANT, SC 29466-8307

Mortgage

Document Number	0653/0750
Date	Jul 21, 2017
Book Page	000653/000750

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,517.00 (+12.58%)	$920,000 (+2,775%) Land $368,000 Building $552,000	$1,415,300 (+76.91%) Land $603,300 Building $812,000
2024	$3,124.00 (+8.02%)	$32,000 (-)
2022	$2,892.00	$32,000	$800,000 (-) Land $320,000 Building $480,000
2020			$800,000 Land $320,000 Building $480,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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