515 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 515 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,182 sqft · built 1995
Lot Size	1.17 acres (50,965 sqft)
Owner	2 Company Names on Record
Last Sale	$521,000 (Nov 2016)
Tax Bill	$9,763 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`596-12-00-015`

Property Details

APN / Parcel Number

Primary APN	`596-12-00-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,182 sqft Living Area
Gross Area	4,396 sqft
1st Floor Area	2,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	50,965 sqft (1.17 acres)
Lot Dimensions	340 ft deep x 181 ft wide
Terrain	High

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	132 sqft
Deck Area	200 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	515 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -COMMONWEALTH II DESCRIPTION -LOT 13
Legal Subdivision	COMMONWEALTH II
Legal Lot Number	13
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1047
Census Tract	4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	515 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BANK NA
Mar 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC
May 22, 2018	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA
Aug 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2016 · Amount on Record
Deed Sale	Nov 17, 2016 · Amount on Record
Deed Book / Page	597 / 716
Last Transfer Date	Sep 10, 2024
Transfer Doc	0012770017
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	515 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313

Mortgage

Document Number	0011160738
Date	Jun 14, 2022
Book Page	1116/738

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Mar 17, 2022
Property Address	515 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313
Document Number	0010900078
Book / Page	1090 / 78
Map Reference	MB BK PG 134
Instrument Date	Feb 7, 2022
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	515 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8313

Mortgage

Document Number	0000109079
Date	Mar 17, 2022
Instrument	1090/79

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	515 COMMONWEALTH RD, MT PLEASANT, SC 29466-8313
Document Number	0725/0760
Instrument Date	May 22, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	515 COMMONWEALTH RD MOUNT PLEASANT SC 294668313, MOUNT PLEASANT, SC 29466-8313

Mortgage

Document Number	0725/0760
Date	Jun 14, 2018
Book Page	000725/000760

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CHARLESTON, SC 29401-3508

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 13, 2028

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 10, 2017
Property Address	515 COMMONWEALTH RD, MT PLEASANT, SC 29466-8313
Document Number	0658/0837
Book / Page	000658 / 000837
Instrument Date	Aug 2, 2017
Transaction Type	Transfer
Record Updated	Sep 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	515 COMMONWEALTH RD MOUNT PLEASANT SC 294668313, MOUNT PLEASANT, SC 29466-8313

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,763.00 (+328.39%)	$660,330 (+2,774.75%) Land $206,080 Building $454,250	$1,103,700 (+92.22%) Land $418,500 Building $685,200
2024	$2,279.00 (+8.58%)	$22,970 (-)
2022	$2,099.00	$22,970	$574,200 (-) Land $179,200 Building $395,000
2020			$574,200 Land $179,200 Building $395,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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