527 Carnaby Rd, Lathrop, CA 95330 Property Records

San Joaquin County property record for 527 Carnaby Rd, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,454 sqft · built 2006
Lot Size	0.139 acres (6,064 sqft)
Owner	Individual Name on Record
Last Sale	$472,000 (Mar 2020)
Tax Bill	$8,602 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`191-580-070-000`

Property Details

APN / Parcel Number

Primary APN	`191-580-070-000`
Alternative APN	`191-580-07`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,454 sqft Living Area
1st Floor Area	2,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,064 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	191-580-07
Street Address	527 CARNABY RD
City	LATHROP
State	CA
Zip	95330-8876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-PT OF 191-190-50/MOSSDALE LANDING EAST
Legal Subdivision	MOSSDALE LANDING EAST
Legal Block	1
Legal Lot Number	30
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1015
Census Tract	5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	527 CARNABY RD, LATHROP, CA 95330-8876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · FHA Mortgage ALAMEDA MORTGAGE CORP
Mar 11, 2020	Grant Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Prior Sale	Oct 26, 2011 · Amount on Record
Deed Document Number	202031229
Prior Transfer Date	Jul 19, 2007
Prior Transfer Doc	0000133233
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	527 CARNABY RD, LATHROP, CA 95330-8876
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 CARNABY RD, LATHROP, CA 95330-8876

Mortgage

Document Number	0000099974
Date	Jun 10, 2021
Instrument	2021-099974

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 11, 2020
Property Address	527 CARNABY RD, LATHROP, CA 95330-8876
Document Number	0000031229
Map Reference	DOC 2006-015393
Instrument Date	Feb 24, 2020
Instrument	2020-031229
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 CARNABY RD, LATHROP, CA 95330-8876

Mortgage

Document Number	0000031230
Date	Mar 11, 2020
Instrument	2020-031230

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Mortgage

Document Number	0000031231
Date	Mar 11, 2020
Instrument	2020-031231

Lender

Name	GOLDEN STATE FINANCE AUTHORITY
Type	Government Agency
Address	SACRAMENTO, CA 95814

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,602.00 (+1.19%)
2025	$8,501.00 (+5.26%) Homeowner's exemption	$516,196 (+4.04%) Land $131,235 Building $384,961
2023	$8,076.00 (+0.7%) Homeowner's exemption	$496,153 Land $126,140 Building $370,013	$605,880
2022	$8,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1983–2017)
Claims Outside the SFHA	13 of 22
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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