San Joaquin County property record for 524 Carnaby Rd, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,908 sqft · built 2006 |
| Lot Size | 0.216 acres (9,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Feb 2008) |
| Tax Bill | $8,149 (2026) |
| Deeds & Mortgages | Jun 2019 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 191-580-350-000 |
| Primary APN | 191-580-350-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,908 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 9,401 sqft (0.216 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 191-580-35 |
|---|---|
| Street Address | 524 CARNABY RD |
| City | LATHROP |
| State | CA |
| Zip | 95330-8876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05-PT OF 191-190-50/MOSSDALE LANDING EAST |
| Legal Subdivision | MOSSDALE LANDING EAST |
| Legal Block | 1 |
| Legal Lot Number | 81 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 5119 |
524 Carnaby Rd is owned and occupied by an individual who bought it in February 2008.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 524 CARNABY RD, LATHROP, CA 95330-8876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Sep 5, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2008 · Amount on File |
| Deed Sale | Feb 12, 2008 · Amount on File |
| Prior Sale | Sep 26, 2007 · Amount on File |
| Deed Document Number | 200823802 |
| Prior Transfer Date | Sep 24, 2007 |
| Prior Transfer Doc | 0000168529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 524 CARNABY RD, LATHROP, CA 95330-8876 |
| Document Number | 0000069037 |
| Instrument Date | Jun 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 524 CARNABY RD LATHROP CA 953308876, LATHROP, CA 95330-8876 |
| Document Number | 0000069037 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 69037 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 524 CARNABY RD, LATHROP, CA 95330-8876 |
| Document Number | 0000101963 |
| Instrument Date | Sep 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2018 |
| Title Company | TSI ESCROW - CERRITOS |
| Name | Verified Name |
|---|---|
| Address | 524 CARNABY RD LATHROP CA 953308876, LATHROP, CA 95330-8876 |
| Document Number | 0000101963 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 101963 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 12, 2048 |
The 2026 property tax bill for 524 Carnaby Rd was $8,149, up 1.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,149.00 (+1.18%) | ||
| 2025 | $8,054.00 | $466,276 Land $139,224 Building $327,052 | |
| 2023 | $7,658.00 (+0.63%) | $448,172 Land $133,819 Building $314,353 | $588,240 |
| 2022 | $7,610.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 Carnaby Rd in Zone X, where a levee reduces flood risk, though there have been 22 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 22 (1983–2017) |
| Claims Outside the SFHA | 13 of 22 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 524 Carnaby Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Ayera Technologies, Matrix Broadband, Verizon.
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