543 Carnaby Rd, Lathrop, CA 95330 Property Records

San Joaquin County property record for 543 Carnaby Rd, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,343 sqft · built 2006
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on File
Last Sale	$535,000 (Apr 2019)
Tax Bill	$9,609 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`191-580-050-000`

Property Details

APN / Parcel Number

Primary APN	`191-580-050-000`
Alternative APN	`191-580-05`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,343 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	191-580-05
Street Address	543 CARNABY RD
City	LATHROP
State	CA
Zip	95330-8876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05-PT OF 191-190-50/MOSSDALE LANDING EAST
Legal Subdivision	MOSSDALE LANDING EAST
Legal Block	1
Legal Lot Number	28
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1015
Census Tract	5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	543 CARNABY RD, LATHROP, CA 95330-8876
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Apr 17, 2019	Quit Claim Deed, Transfer CALIBER HM LOANS
Apr 17, 2019	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Jul 10, 2017	Quit Claim Deed ATTORNEY ONLY
Jan 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2019 · Amount on File
Deed Sale	Apr 17, 2019 · Amount on File
Prior Sale	Nov 18, 2008 · Amount on File
Deed Document Number	201937963
Prior Transfer Date	Jun 25, 2009
Prior Transfer Doc	0000103349
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	543 CARNABY RD, LATHROP, CA 95330-8876
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	543 CARNABY RD, LATHROP, CA 95330-8876

Mortgage

Document Number	0000156032
Date	Sep 16, 2021
Instrument	2021-156032

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	543 CARNABY RD, LATHROP, CA 95330-8876
Document Number	0000039929
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	543 CARNABY RD LATHROP CA 953308876, LATHROP, CA 95330-8876

Mortgage

Document Number	0000039929
Date	Mar 31, 2020
Instrument	39929

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 17, 2019
Property Address	543 CARNABY RD, LATHROP, CA 95330-8876
Document Number	0000037964
Instrument Date	Mar 22, 2019
Instrument	37964
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NORTH AMERICAN TITLE CONCORD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	543 CARNABY RD LATHROP CA 953308876, LATHROP, CA 95330-8876

Mortgage

Document Number	37965
Date	Apr 17, 2019
Instrument	37965

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 17, 2019
Property Address	543 CARNABY RD, LATHROP, CA 95330-8876
Document Number	0000037963
Instrument Date	Mar 21, 2019
Instrument	37963
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$589.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	543 CARNABY RD LATHROP CA 953308876, LATHROP, CA 95330-8876

Mortgage

Document Number	37965
Date	Apr 17, 2019
Instrument	37965

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

July 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 10, 2017
Property Address	543 CARNABY RD, LATHROP, CA 95330-8876
Document Number	0000077599
Instrument Date	Jun 5, 2017
Instrument	77599
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	543 CARNABY RD LATHROP CA 953308876, LATHROP, CA 95330-8876

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 5, 2017
Property Address	543 CARNABY RD, LATHROP, CA 95330-8876
Document Number	0000001553
Instrument Date	Dec 28, 2016
Instrument	1553
Transaction Type	Transfer
Record Updated	Jan 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	543 CARNABY RD LATHROP CA 953308876, LATHROP, CA 95330-8876

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 5, 2017
Property Address	543 CARNABY RD, LATHROP, CA 95330-8876
Document Number	0000001552
Instrument Date	Dec 2, 2016
Instrument	1552
Transaction Type	Transfer
Record Updated	Jan 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	543 CAMABY RD LATHROP CA 95330, LATHROP, CA 95330

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,609.00 (+1.15%)
2025	$9,500.00 (+5.09%)	$596,798 (+4.04%) Land $133,860 Building $462,938
2023	$9,040.00 (+0.76%)	$573,625 Land $128,663 Building $444,962	$710,910
2022	$8,972.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	22 (1983–2017)
Claims Outside the SFHA	13 of 22
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

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