521 Carnaby Rd, Lathrop, CA 95330 Property Records

San Joaquin County property record for 521 Carnaby Rd, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,343 sqft · built 2006
Lot Size0.141 acres (6,161 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (Jun 2010)
Tax Bill$6,820 (2026)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (reduced by levee)
APN191-580-080-000

Property Details

APN / Parcel Number

Primary APN191-580-080-000
Alternative APN
  • 191-580-08

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,343 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,161 sqft (0.141 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number191-580-08
Street Address521 CARNABY RD
CityLATHROP
StateCA
Zip95330-8876
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description05-PT OF 191-190-50/MOSSDALE LANDING EAST
Legal SubdivisionMOSSDALE LANDING EAST
Legal Block1
Legal Lot Number31
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group1
Census Block1015
Census Tract5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address521 CARNABY RD, LATHROP, CA 95330-8876
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2010 · Amount on Record
Deed SaleJun 18, 2010 · Amount on Record
Prior SaleJan 6, 2010 · Amount on Record
Deed Document Number201080993
Prior Transfer DateDec 31, 2009
Prior Transfer Doc0000000873
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address521 CARNABY RD, LATHROP, CA 95330-8876
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 CARNABY RD, LATHROP, CA 95330-8876

Mortgage

Document Number0000058409
DateApr 2, 2021
Instrument2021-058409
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,820.00 (+1.26%)
2025$6,735.00 (+5.53%) Homeowner's exemption$354,955 (+4.04%) Land $87,768 Building $267,187
2023$6,382.00 (+0.49%) Homeowner's exemption$341,174 Land $84,361 Building $256,813$707,130
2022$6,351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims22 (1983–2017)
Claims Outside the SFHA13 of 22
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 5 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Ayera Technologies, Matrix Broadband, Verizon.

Nearby Properties on Carnaby Rd

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