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5269 Luisa Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5269 Luisa Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeResidential Vacant Land
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on File
Last Sale$387,995 (Oct 2025)
Tax Bill$554 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jan 2025 Sale
Flood ZoneZone X (minimal risk)
APN202531541600010160

Property Details

APN / Parcel Number

Primary APN202531541600010160

Exterior

Lot Area3,485 sqft (0.08 acres)

Location & Zoning

Street Address5269 LUISA CT
CitySAINT CLOUD
StateFL
Zip34771-9658
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionWIGGINS TOWN HOMES PB 33 PG 43 LOT 16
Legal Lot Number16
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 202531541600010160

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5269 LUISA CT, SAINT CLOUD, FL 34771-9658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 13, 2025Special Warranty Deed, Transfer
UNKNOWN, APOLLO TITLE COMPANY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2025 · Amount on Record
Deed SaleOct 30, 2025 · Amount on Record
Prior SaleJan 13, 2025 · Amount on Record
Deed Document Number2025135044
Deed Book / Page6873 / 1628
Record UpdatedJun 08, 2026

October 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 30, 2025
Property Address5269 LUISA CT, SAINT CLOUD, FL 34771-9658
Document Number0068731628
Book / Page6873 / 1628
Map ReferenceMB 33 PG 43
Instrument DateOct 30, 2025
Instrument2025135044
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 02, 2026
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,716.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3601 RIGBY RD STE 300, 300, MIAMISBURG, OH 45342-5047

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5269 LUISA CT, SAINT CLOUD, FL 34771-9658

Mortgage

Document Number0068731630
DateOct 30, 2025
Instrument6873/1630
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

January 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 13, 2025
Property Address5269 LUISA CT, SAINT CLOUD, FL 34771-9658
Document Number0067242439
Book / Page6724 / 2439
Map ReferenceMB 33 PG 43
Instrument DateNov 20, 2024
Instrument2025004745
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyUNKNOWN, APOLLO TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Tax$6,713.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address10100 INNOVATION DR STE 410, 410, MIAMISBURG, OH 45342-4965

Transferred To (Grantee/Buyer)

NameVerified Name
Address3601 RIGBY RD STE 300, 300, MIAMISBURG, OH 45342-5047
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$554.00 (+100.72%)$40,000 (+1%) Land $40,000$40,000 (+1%) Land $40,000
2024$276.00$20,000 Land $20,000$20,000 Land $20,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskHigh
above 78% of the US · above 65% of Florida
Wildfire LikelihoodAbout 1 in 287 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 155 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable1,200 / 35
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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