5277 Luisa Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5277 Luisa Ct, Saint Cloud, FL 34771 · Last verified June 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	2,613 sqft (0.06 acres)
Occupancy	Owner Occupied
Last Sale	$344,999 (2026)
Tax Bill	$554.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20-25-31-5416-0001-0180`
Alternative APN	`253120541600010180`

Exterior

Lot Area	2,613 sqft (0.06 acres)

Location & Zoning

Street Address	5277 LUISA CT
City	SAINT CLOUD
State	FL
Zip	34771-9658
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	WIGGINS TOWN HOMES PB 33 PG 43 LOT 18
Legal Subdivision	WIGGINS TOWN HOMES
Legal Lot Number	18
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records · APN 20-25-31-5416-0001-0180

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5277 LUISA CT, SAINT CLOUD, FL 34771-9658
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Apr 16, 2024 · Amount on Record
Deed Doc Number	202666782
Deed Book / Page	6974 / 2037
Prior Transfer Date	Mar 08, 2024
Prior Transfer Doc	0000127948
Record Refreshed	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 20, 2026
Property Address	5277 LUISA CT, SAINT CLOUD, FL 34771-9658
Document Number	0000066782
Book / Page	6974 / 2037
Instrument Date	May 05, 2026
Instrument	202666782
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$243,913.99
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5277 LUISA CT, SAINT CLOUD, FL 34771-9658
Investor	Possibly a Property Investor

Mortgage

Document Number	0000066783,
Date	May 20, 2026
Instrument	202666783

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00	$40,000 Land $40,000	$40,000 Land $40,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 78% of the US · above 65% of Florida
Wildfire Likelihood	About 1 in 287 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.