5253 Luisa Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5253 Luisa Ct, Saint Cloud, FL 34771 · Last verified March 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Feb 2026)
Tax Bill	$554 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202531541600010120`

Property Details

APN / Parcel Number

Primary APN	`202531541600010120`

Exterior

Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	5253 LUISA CT
City	SAINT CLOUD
State	FL
Zip	34771-9658
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	WIGGINS TOWN HOMES PB 33 PG 43 LOT 12
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records · APN 202531541600010120

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	5253 LUISA CT, SAINT CLOUD, FL 34771-9658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Deed Document Number	2026022708
Deed Book / Page	6924 / 2447
Record Updated	Jun 08, 2026

February 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 17, 2026
Property Address	5253 LUISA CT, SAINT CLOUD, FL 34771-9658
Document Number	0069242447
Book / Page	6924 / 2447
Map Reference	MB 33 PG 43
Instrument Date	Feb 13, 2026
Instrument	2026022708
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3601 RIGBY RD STE 300, 300, MIAMISBURG, OH 45342-5047

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5253 LUISA CT, SAINT CLOUD, FL 34771-9658

Mortgage

Document Number	0069242449
Date	Feb 17, 2026
Instrument	6924/2449

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00	$40,000 Land $40,000	$40,000 Land $40,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 330 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force 293 of 330 on primary residences
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022, tidal / storm surge, Hurricane Ian
Flood Events	Hurricane Ian (Oct 2022), 2 claims Hurricane Ian (Sep 2022), 5 claims Hurricane Frances (Sep 2004), 6 claims

Wildfire

Wildfire Risk	High above 78% of the US · above 65% of Florida
Wildfire Likelihood	About 1 in 287 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.