5281 Luisa Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5281 Luisa Ct, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	2,613 sqft (0.06 acres)
Occupancy	Owner Occupied
Last Sale	$339,999 (2026)
Tax Bill	$276.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`20-25-31-5416-0001-0190`
Alternative APN	`253120541600010190`

Exterior

Lot Area	2,613 sqft (0.06 acres)

Location & Zoning

Street Address	5281 LUISA CT
City	SAINT CLOUD
State	FL
Zip	34771-9658
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	WIGGINS TOWN HOMES PB 33 PG 43 LOT 19
Legal Subdivision	WIGGINS TOWN HOMES
Legal Lot Number	19
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records · APN 20-25-31-5416-0001-0190

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5281 LUISA CT, SAINT CLOUD, FL 34771-9658
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Apr 16, 2024 · Amount on Record
Deed Doc Number	202625490
Deed Book / Page	6927 / 2368
Prior Transfer Date	Mar 08, 2024
Prior Transfer Doc	0000127948
Record Refreshed	Jun 08, 2026

February 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 24, 2026
Property Address	5281 LUISA CT, SAINT CLOUD, FL 34771-9658
Document Number	0069272368
Book / Page	6927 / 2368
Map Reference	MB 33 PG 43
Instrument Date	Feb 23, 2026
Instrument	2026025490
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 01, 2026
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3601 RIGBY RD, MIAMISBURG, OH 45342-5038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5281 LUISA CT, SAINT CLOUD, FL 34771-9658

Mortgage

Document Number	0069272370
Date	Feb 24, 2026
Instrument	6927/2370

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00 (+100.72%)	$40,000 Land $40,000	$40,000 Land $40,000
2024	$276.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 78% of the US · above 65% of Florida
Wildfire Likelihood	About 1 in 287 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.