5266 E Harbor Rd, Freeland, WA 98249 Property Records

Island County property record for 5266 E Harbor Rd, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,704 sqft · built 2022
Lot Size	1.82 acres (79,279 sqft)
Owner	Individual Name on Record
Tax Bill	$9,233 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`S7105-00-00002-0`

Property Details

APN / Parcel Number

Primary APN	`S7105-00-00002-0`
Alternative APN	`268374`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,704 sqft Living Area
Gross Area	3,640 sqft
1st Floor Area	2,704 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	79,279 sqft (1.82 acres)
Lot Dimensions	100 ft deep x 144 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	718 sqft
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	5266 E HARBOR RD
City	FREELAND
State	WA
Zip	98249-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	HAZENS BCH LOT 2 TGW PT LOT 1 DESC BG SECR SD LOT 1 (ALSO NECR LOT 2) N48E ALG NLY LN E HARBOR RD 220 N78W457.93 TO WLY LN SD LOT 1 S47W ALG SD WLY LN 10.80 TO SWCR SD LOT 1 S52E ALG SLY LN SD LOT 1 371.75 TPB
Legal Subdivision	HAZENS BCH
Legal Lot Number	2,1
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2029
Census Tract	971900

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5266 E HARBOR RD, FREELAND, WA 98249-9503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Quit Claim Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 21, 2022
Transfer Doc	0004538572
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Jan 26, 2022
Property Address	5266 E HARBOR RD, FREELAND, WA 98249-9503
Document Number	0004538572
Map Reference	VOL 3 PG 57
Instrument Date	Jan 21, 2022
Instrument	4538572
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5266 E HARBOR RD, FREELAND, WA 98249-9503

Mortgage

Document Number	0004538573
Date	Jan 26, 2022
Instrument	4538573

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Feb 27, 2020
Property Address	5266 E HARBOR RD, FREELAND, WA 98249-9503
Document Number	0004482046
Instrument Date	Jan 30, 2020
Instrument	4482046
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5266 E HARBOR RD FREELAND WA 982499503, FREELAND, WA 98249-9503

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,233.00 (+9.5%)
2025	$8,432.00 (+25.05%)	$1,170,126 (-1.28%) Land $600,000 Building $570,126	$1,170,126 (-1.28%) Land $600,000 Building $570,126
2023	$6,743.00	$1,185,294 (+17.9%) Land $600,000 Building $585,294	$1,185,294 (+17.9%) Land $600,000 Building $585,294
2022		$1,005,358 Land $750,000 Building $255,358	$1,005,358 Land $750,000 Building $255,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (1996–2023)
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREELAND WATER AND SEWER DISTRICT serves 1,264 people · EPA ID WA5326450
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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