5222 E Harbor Rd, Freeland, WA 98249 Property Records

Island County property record for 5222 E Harbor Rd, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,078 sqft · built 1946
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,280 (May 2014)
Tax Bill	$5,725 (2026)
Deeds & Mortgages	Dec 2023 Transfer Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R22911-493-2950`

Property Details

APN / Parcel Number

Primary APN	`R22911-493-2950`
Alternative APN	`51641`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,078 sqft Living Area
Gross Area	1,218 sqft
1st Floor Area	792 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	Wood
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
Lot Width	60 ft Width
View / Lot	Waterfront
Garage Type	Carport
Garage Area	286 sqft
Carport	Carport
Carport Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	591 sqft
Storage Building	325 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	5222 E HARBOR RD
City	FREELAND
State	WA
Zip	98249-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	106 - S60OF N324OF GL 1 & OF NW NE LY W OF E HARBOR RD
Legal Range	2E
Legal Township	29N
Legal Section	11
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2029
Census Tract	971900

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5222 E HARBOR RD, FREELAND, WA 98249-9503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Transfer on Death Deed, Transfer
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 7, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2014 · Amount on Record
Deed Sale	May 29, 2014 · Amount on Record
Prior Sale	Mar 15, 2004 · Amount on Record
Deed Document Number	20144360088
Last Transfer Date	Dec 22, 2023
Transfer Doc	0004567932
Record Updated	Oct 29, 2026

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ISLAND WA
Recording Date	Dec 22, 2023
Property Address	5222 E HARBOR RD, FREELAND, WA 98249-9503
Document Number	0004567932
Instrument Date	Dec 22, 2023
Instrument	4567932
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5222 E HARBOR RD, FREELAND, WA 98249-9503

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5222 E HARBOR RD, FREELAND, WA 98249-9503
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004540421
Date	Feb 25, 2022
Instrument	4540421

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Feb 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	Jul 7, 2021
Property Address	5222 E HARBOR RD, FREELAND, WA 98249-9503
Document Number	0004523591
Instrument Date	Jun 28, 2021
Instrument	4523591
Transaction Type	Transfer
Record Updated	Oct 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,725.00 (+9.7%)
2025	$5,219.00 (+5.16%)	$722,302 (-0.63%) Land $550,000 Building $172,302	$722,302 (-0.63%) Land $550,000 Building $172,302
2023	$4,963.00	$726,882 (-1.41%) Land $550,000 Building $176,882	$726,882 (-1.41%) Land $550,000 Building $176,882
2022		$737,243 Land $575,000 Building $162,243	$737,243 Land $575,000 Building $162,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (1996–2023)
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREELAND WATER AND SEWER DISTRICT serves 1,264 people · EPA ID WA5326450
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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