5243 E Harbor Rd, Freeland, WA 98249 Property Records

Island County property record for 5243 E Harbor Rd, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1957
Lot Size	9.71 acres (422,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,877 (Dec 2013)
Tax Bill	$4,113 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R22911-454-3520`

Property Details

APN / Parcel Number

Primary APN	`R22911-454-3520`
Alternative APN	`51605`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1974
Exterior Material	Shingle
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	422,968 sqft (9.71 acres)
Garage Type	Carport
Garage Area	80 sqft
Carport	Carport
Carport Area	80 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5243 E HARBOR RD
City	FREELAND
State	WA
Zip	98249-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	61 - N300OF S764OF NWNE & OF GL1 LY E OF CORD
Legal Range	2E
Legal Township	29N
Legal Section	11
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1024
Census Tract	971900

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5243 E HARBOR RD, FREELAND, WA 98249-9503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPLOYEES CU
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPS CU
Dec 2, 2017	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2013 · Amount on Record
Deed Sale	Dec 9, 2013 · Amount on Record
Deed Document Number	20134352366
Prior Transfer Date	Dec 4, 2013
Prior Transfer Doc	0004352366
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5243 E HARBOR RD, FREELAND, WA 98249-9503
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004517654
Date	Apr 28, 2021
Instrument	4517654

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5243 E HARBOR RD, FREELAND, WA 98249-9503
Document Number	0004471038
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5243 E HARBOR RD FREELAND WA 982499503, FREELAND, WA 98249-9503

Mortgage

Document Number	0004471038
Date	Sep 10, 2019
Instrument	4471038

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 9, 2039

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5243 E HARBOR RD, FREELAND, WA 98249-9503
Document Number	0004435719
Instrument Date	Dec 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5243 E HARBOR RD FREELAND WA 982499503, FREELAND, WA 98249-9503

Mortgage

Document Number	0004435719
Date	Dec 14, 2017
Instrument	4435719

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 13, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,113.00 (+44.37%)
2025		$516,380 (+7.35%) Land $370,000 Building $146,380	$516,380 (+7.35%) Land $370,000 Building $146,380
2023	$2,849.00	$481,009 (+14.84%) Land $330,000 Building $151,009	$481,009 (+14.84%) Land $330,000 Building $151,009
2022		$418,837 Land $280,000 Building $138,837	$418,837 Land $280,000 Building $138,837

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREELAND WATER AND SEWER DISTRICT serves 1,264 people · EPA ID WA5326450
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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