5288 E Harbor Rd, Freeland, WA 98249 Property Records

Island County property record for 5288 E Harbor Rd, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,316 sqft · built 1986
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,060,000 (Jun 2021)
Tax Bill	$8,306 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S7105-00-00006-0`

Property Details

APN / Parcel Number

Primary APN	`S7105-00-00006-0`
Alternative APN	`804722`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,316 sqft Living Area
1st Floor Area	816 sqft
Upper Floors Area	1,500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2001
Exterior Material	Shingle
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	47,045 sqft (1.08 acres)
Lot Width	102 ft Width
View / Lot	Waterfront
Porch	Open Porch
Porch Area	733 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5288 E HARBOR RD
City	FREELAND
State	WA
Zip	98249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	HAZENS BCH LOT 6
Legal Subdivision	HAZENS BCH
Legal Lot Number	6
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2029
Census Tract	971900

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4222 93RD AVE SE, MERCER ISLAND, WA 98040-4221
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 10, 2021	Warranty Deed, Transfer RAINIER TITLE LLC
Jul 15, 2020	Warranty Deed, Transfer · Conventional with PMI DEBORAH SHIELDS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	20214521473
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	5288 EAST RD, FREELAND, WA 98249
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 2 93RD AVE SE, MERCER ISLAND, WA 98040

Mortgage

Document Number	0004566176
Date	Oct 30, 2023
Instrument	4566176

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 10, 2021
Property Address	5288 EAST RD, FREELAND, WA 98249
Document Number	0004521473
Map Reference	VOL 3 PG 57
Instrument Date	Jun 7, 2021
Instrument	4521473
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	RAINIER TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$17,973.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4222 93RD AVE SE, MERCER ISLAND, WA 98040-4221

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jul 15, 2020
Property Address	5288 EAST RD, FREELAND, WA 98249
Document Number	0004491302
Instrument Date	Jul 13, 2020
Instrument	4491302
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE/ISLAND CNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,005.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9501 49TH AVE NE SEATTLE WA 981152627, SEATTLE, WA 98115-2627

Mortgage

Document Number	4491303
Date	Jul 15, 2020
Instrument	4491303

Lender

Name	DEBORAH SHIELDS
Address	501 13TH AVE W, KIRKLAND, WA 98033-4831
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2035

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,306.00 (+25.02%)
2025		$1,051,766 (+2.51%) Land $600,000 Building $451,766	$1,051,766 (+2.51%) Land $600,000 Building $451,766
2023	$6,644.00	$1,026,024 (+3.6%) Land $600,000 Building $426,024	$1,026,024 (+3.6%) Land $600,000 Building $426,024
2022		$990,409 Land $600,000 Building $390,409	$990,409 Land $600,000 Building $390,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (1996–2023)
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREELAND WATER AND SEWER DISTRICT serves 1,264 people · EPA ID WA5326450
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Whidbey Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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