Frederick County property record for 5265 Black Locust Dr, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,912 sqft · built 2017 |
| Lot Size | 0.161 acres (7,022 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Jun 2018) |
| Tax Bill | $4,736 (2023) |
| Deeds & Mortgages | Jun 2019 Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-594013 |
| Primary APN | 28-594013 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,912 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,022 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 78 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 594013 |
|---|---|
| Street Address | 5265 BLACK LOCUST DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 229 PHASE 1 PLAT 7,022 SQ FT BALLENGER RUN |
| Legal Subdivision | BALLENGER RUN |
| Legal Phase | 1 |
| Legal Lot Number | 229 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 751001 |
5265 Black Locust Dr is owned and occupied by an individual who bought it in June 2018.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5265 BLACK LOCUST DR, FREDERICK, MD 21703-7922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage POLI MORTGAGE GROUP INC |
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage POLI MORTGAGE GROUP INC |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage POLI MORTGAGE GROUP INC |
| Jun 6, 2018 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Nov 9, 2017 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2018 · Amount on File |
| Deed Sale | Jun 6, 2018 · Amount on File |
| Deed Document Number | 0001245129 |
| Deed Book / Page | 12451 / 29 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5265 BLACK LOCUST DR, FREDERICK, MD 21703-7922 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0130160438 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 13016/0438 |
| Name | POLI MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | WALPOLE, MA 02081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5265 BLACK LOCUST DR, FREDERICK, MD 21703-7922 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0135860136 |
|---|---|
| Date | Mar 12, 2020 |
| Book Page | 13586/136 |
| Name | POLI MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | WALPOLE, MA 02081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5265 BLACK LOCUST DR, FREDERICK, MD 21703-7922 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0145470365 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 14547/365 |
| Name | POLI MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | WALPOLE, MA 02081 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 6, 2018 |
| Property Address | 5265 BLACK LOCUST DR, FREDERICK, MD 21703-7922 |
| Document Number | 0124510029 |
| Book / Page | 12451 / 0029 |
| Map Reference | MB98 PG11 |
| Instrument Date | May 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $962.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113 |
| Name | Verified Name |
|---|---|
| Address | 5265 BLACK LOCUST DR, FREDERICK, MD 21703-7922 |
| Document Number | 0001245137 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 12451/37 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 9, 2017 |
| Property Address | 5265 BLACK LOCUST DR, FREDERICK, MD 21703-7922 |
| Document Number | 0121260328 |
| Book / Page | 012126 / 000328 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $319.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7540 N MARKET ST FREDERICK MD 217014307, FREDERICK, MD 21701-4307 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,736.00 Homeowner's exemption | $409,267 | $474,800 Land $122,000 Building $352,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5265 Black Locust Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5265 Black Locust Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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