Frederick County property record for 5262 Black Locust Dr, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 5 ba · 1,600 sqft · built 2021 |
| Lot Size | 0.036 acres (1,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $377,455 (Sep 2020) |
| Tax Bill | $4,119 (2023) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-596133 |
| Primary APN | 28-596133 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,600 sqft Total Area |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,600 sqft (0.036 acres) |
| Garage Type | Built-in |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 140 sqft |
| Balcony | Balcony |
| Balcony Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 596133 |
|---|---|
| Street Address | 5262 BLACK LOCUST DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7933 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 178 PHASE 2 PLAT 1,600 SQ FT BALLENGER RUN |
| Legal Subdivision | BALLENGER RUN |
| Legal Phase | 2 |
| Legal Lot Number | 178 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 751001 |
5262 Black Locust Dr, a townhouse, is owned and occupied by an individual who bought it in September 2020.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5262 BLACK LOCUST DR, FREDERICK, MD 21703-7933 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Mar 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP |
| Sep 29, 2020 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| May 27, 2020 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on File |
| Deed Sale | Sep 29, 2020 · Amount on File |
| Prior Sale | May 27, 2020 · Amount on File |
| Deed Document Number | 0014119289 |
| Deed Book / Page | 14119 / 289 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5262 BLACK LOCUST DR, FREDERICK, MD 21703-7933 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5262 BLACK LOCUST DR, FREDERICK, MD 21703-7933 |
| Document Number | 0176560471 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 17656/471 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 11, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5262 BLACK LOCUST DR, FREDERICK, MD 21703-7933 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0158150450 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 15815/450 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 29, 2020 |
| Property Address | 5262 BLACK LOCUST DR, FREDERICK, MD 21703-7933 |
| Document Number | 0141190289 |
| Book / Page | 14119 / 289 |
| Map Reference | MB 100 PL 22 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NVR SETMNT SVCS OF MD INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $943.64 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5262 BLACK LOCUST DR, FREDERICK, MD 21703-7933 |
| Document Number | 0014119295 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 14119/295 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 27, 2020 |
| Property Address | 5262 BLACK LOCUST DR, FREDERICK, MD 21703-7933 |
| Document Number | 0137610328 |
| Book / Page | 013761 / 000328 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342 |
| Investor | Possibly a Property Investor |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,119.00 | $343,967 | $395,700 Land $95,000 Building $300,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5262 Black Locust Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5262 Black Locust Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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