5268 Black Locust Dr, Frederick, MD 21703 Property Records

Frederick County property record for 5268 Black Locust Dr, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2 ba · 1,600 sqft · built 2021
Lot Size0.061 acres (2,700 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Sep 2020)
Tax Bill$3,540 (2023)
Deeds & MortgagesOct 2022 Line of Credit
Sep 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-596130

Property Details

APN / Parcel Number

Primary APN28-596130
Alternative APN
  • 596130

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,600 sqft Total Area

Exterior

Year BuiltBuilt 2021
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,700 sqft (0.061 acres)
Garage TypeBuilt-in
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number596130
Street Address5268 BLACK LOCUST DR
CityFREDERICK
StateMD
Zip21703-7933
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 175 PHASE 2 PLAT 2,700 SQ FT BALLENGER RUN
Legal SubdivisionBALLENGER RUN
Legal Phase2
Legal Lot Number175
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1015
Census Tract751001

Owner

5268 Black Locust Dr, a townhouse, is owned and occupied by an individual who bought it in September 2020.

Source: Frederick County records, as of September 25, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5268 BLACK LOCUST DR, FREDERICK, MD 21703-7933
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 22, 2020Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC
May 27, 2020Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2020 · Amount on File
Deed SaleSep 22, 2020 · Amount on File
Prior SaleMay 27, 2020 · Amount on File
Deed Document Number0014094492
Deed Book / Page14094 / 492
Record UpdatedJun 7, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5268 BLACK LOCUST DR, FREDERICK, MD 21703-7933
Transaction TypeMortgage
Record UpdatedOct 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5268 BLACK LOCUST DR, FREDERICK, MD 21703-7933

Mortgage

Document Number0161700450
DateOct 11, 2022
Book Page16170/450
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueOct 11, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 22, 2020
Property Address5268 BLACK LOCUST DR, FREDERICK, MD 21703-7933
Document Number0140940492
Book / Page14094 / 492
Map ReferenceMB 100 PL 22
Instrument DateSep 21, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyNVR SETTLEMENT SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$812.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5268 BLACK LOCUST DR, FREDERICK, MD 21703-7933

Mortgage

Document Number0014094497
DateSep 22, 2020
Instrument14094/497
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateMay 27, 2020
Property Address5268 BLACK LOCUST DR, FREDERICK, MD 21703-7933
Document Number0137610328
Book / Page013761 / 000328
Instrument DateMay 18, 2020
Transaction TypeTransfer
Record UpdatedJul 3, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount on Record
Tax$500.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,540.00 Homeowner's exemption$303,967$352,700 Land $100,000 Building $252,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5268 Black Locust Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5268 Black Locust Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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