Frederick County property record for 5263 Black Locust Dr, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,822 sqft · built 2018 |
| Lot Size | 0.162 acres (7,076 sqft) |
| Owner | Individual Name on File |
| Last Sale | $670,000 (Oct 2021) |
| Tax Bill | $6,468 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-594094 |
| Primary APN | 28-594094 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,822 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,076 sqft (0.162 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 108 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 594094 |
|---|---|
| Street Address | 5263 BLACK LOCUST DR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 228 PHASE 1 PLAT 7,076 SQ FT BALLENGER RUN |
| Legal Subdivision | BALLENGER RUN |
| Legal Phase | 1 |
| Legal Lot Number | 228 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 751001 |
5263 Black Locust Dr is owned and occupied by an individual who bought it in October 2021.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5263 BLACK LOCUST DR, FREDERICK, MD 21703-7922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 19, 2021 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 25, 2018 | Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2021 · Amount on File |
| Deed Sale | Oct 19, 2021 · Amount on File |
| Prior Sale | Apr 25, 2018 · Amount on File |
| Deed Document Number | 0000154011 |
| Deed Book / Page | 15401 / 1 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5263 BLACK LOCUST DR, FREDERICK, MD 21703-7922 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0151040347 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 15104/347 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 19, 2021 |
| Property Address | 5263 BLACK LOCUST DR, FREDERICK, MD 21703-7922 |
| Document Number | 0154010001 |
| Book / Page | 15401 / 1 |
| Map Reference | MB 98 PL 14 |
| Instrument Date | Oct 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5263 BLACK LOCUST DR, FREDERICK, MD 21703-7922 |
| Document Number | 1540111 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 15401/11 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 25, 2018 |
| Property Address | 5263 BLACK LOCUST DR, FREDERICK, MD 21703-7922 |
| Document Number | 0123800500 |
| Book / Page | 12380 / 0500 |
| Map Reference | MB98 PL14 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113 |
| Name | Verified Name |
|---|---|
| Address | 5263 BLACK LOCUST DR, FREDERICK, MD 21703-7922 |
| Investor | Possibly a Property Investor |
| Document Number | 0012380506 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 12380/506 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $6,468.00 | $544,400 | $638,200 Land $122,000 Building $516,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5263 Black Locust Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5263 Black Locust Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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