526 Purchase St, Rye, NY 10580 Property Records

Westchester County and Harrison Town property record for 526 Purchase St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,024 sqft · built 1928
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Company Names on Record
Last Sale	$2,188,300 (Sep 2025)
Tax Bill	$19,698 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552801 0544.-39`

Property Details

APN / Parcel Number

Primary APN	`552801 0544.-39`
Alternative APNs	`5528000005440000039` `000034760`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,024 sqft Living Area
1st Floor Area	1,248 sqft
2nd Floor Area	1,776 sqft
Upper Floors Area	631 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	406 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000034760
Street Address	526 PURCHASE ST
City	RYE
State	NY
Zip	10580-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	WESTCHESTER BILTMORE CORPORATION
Legal Lot Number	39
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2000
Census Tract	8500

Owner

Source: Westchester County and Harrison Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	267 W 71ST ST, IR, NEW YORK, NY 10023-3774
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 3, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Apr 23, 2013 · Amount on Record
Deed Document Number	20253525
Prior Transfer Date	Dec 21, 2006
Prior Transfer Doc	0472960044
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	526 PURCHASE ST, RYE, NY 10580-1811
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 PURCHASE ST, RYE, NY 10580-1811

Mortgage

Document Number	0650163569
Date	Jan 17, 2025
Instrument	650163569

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Sep 3, 2025
Property Address	526 PURCHASE ST, RYE, NY 10580-1811
Document Number	0652193525
Map Reference	MAP 2688
Instrument Date	Aug 15, 2025
Instrument	652193525
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	LANGDON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,754.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 PURCHASE ST, RYE, NY 10580-1811

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	267 W 71ST ST APT 1R, 1R, NEW YORK, NY 10023-3773

Mortgage

Document Number	0652373559
Date	Sep 3, 2025
Instrument	652373559

Lender

Name	CITIBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,698.00 (-16.37%)	$13,900 (-) Land $2,440 Building $11,460	$1,198,276 (-2.59%) Land $210,345 Building $987,931
2024		$13,900 (-) Land $2,440 Building $11,460	$1,230,088 (+3.54%) Land $215,929 Building $1,014,159
2023		$13,900 Land $2,440 Building $11,460	$1,188,034 Land $208,547 Building $979,487
2020	$23,553.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable	940 / 35

May also be available: T-Mobile.

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