557 Purchase St, Rye, NY 10580 Property Records

Westchester County and Harrison Town property record for 557 Purchase St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,914 sqft · built 1950
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$785,000 (Jun 2011)
Tax Bill	$24,744 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`552801 0545.-19`

Property Details

APN / Parcel Number

Primary APN	`552801 0545.-19`
Alternative APNs	`5528000005450000019` `000035010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,276 sqft
2nd Floor Area	638 sqft
Upper Floors Area	319 sqft
Basement Area	729 sqft
Finished Basement	729 sqft
Unfinished Basement	729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	295 sqft
Patio Area	26 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000035010
Street Address	557 PURCHASE ST
City	RYE
State	NY
Zip	10580-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	19
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3033
Census Tract	8500

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	557 PURCHASE ST, RYE, NY 10580-1814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2011 · Amount on Record
Deed Sale	Jun 27, 2011 · Amount on Record
Deed Document Number	2011511583200
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	557 PURCHASE ST, RYE, NY 10580-1814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FREEDOM ABSTARCT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0603143822
Date	Nov 10, 2020
Instrument	603143822

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	557 PURCHASE ST, RYE, NY 10580-1814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FREEDOM ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0603143823
Date	Nov 10, 2020
Instrument	603143823

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,744.00 (-23.06%)
2025	$32,160.00	$14,750 (-) Land $2,500 Building $12,250	$1,271,551 (-2.59%) Land $215,517 Building $1,056,034
2024		$14,750 (-) Land $2,000 Building $12,750	$1,305,310 (+3.54%) Land $176,991 Building $1,128,319
2023		$14,750 Land $2,000 Building $12,750	$1,260,684 Land $170,940 Building $1,089,744

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	27 (1978–2021)
Claims Outside the SFHA	23 of 27
Most Recent Claim	Sep 2021 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable	940 / 35

May also be available: T-Mobile.

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