502 Purchase St, Rye, NY 10580 Property Records

Westchester County and Harrison Town property record for 502 Purchase St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,543 sqft · built 1930
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$1,575,000 (Apr 2013)
Tax Bill	$43,113 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`552801 0544.-35`

Property Details

APN / Parcel Number

Primary APN	`552801 0544.-35`
Alternative APNs	`5528000005440000035` `000034730`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,543 sqft Living Area
1st Floor Area	2,463 sqft
2nd Floor Area	2,080 sqft
Upper Floors Area	502 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	238 sqft
Patio Area	22 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000034730
Street Address	502 PURCHASE ST
City	RYE
State	NY
Zip	10580-1811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	WESTCHESTER BILTMORE CORPORATION
Legal Lot Number	35
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2000
Census Tract	8500

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 PURCHASE ST, RYE, NY 10580-1811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2017	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Nov 15, 2017	Loan Modification, Mortgage MORGAN STANLEY PVT BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2013 · Amount on Record
Deed Sale	Apr 10, 2013 · Amount on Record
Prior Sale	Oct 4, 2001 · Amount on Record
Deed Document Number	2013530873598
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	502 PURCHASE ST, RYE, NY 10580-1811
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0573313602
Date	Nov 28, 2017
Instrument	573313602

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.95%
Index	1-Year LIBOR
Max Rate	7.95%

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	502 PURCHASE ST, RYE, NY 10580-1811
Document Number	0573313603
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	TITLE RESOURCE GROUPCCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 PURCHASE ST RYE NY 105801811, RYE, NY 10580-1811

Mortgage

Document Number	0573313603
Date	Nov 28, 2017
Book Page	057331/003603

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.95%

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$43,113.00 (-21.83%)
2025	$55,155.00	$25,700 (-) Land $5,000 Building $20,700	$2,215,517 (-2.59%) Land $431,034 Building $1,784,483
2024		$25,700 (-) Land $5,000 Building $20,700	$2,274,336 (+3.54%) Land $442,478 Building $1,831,858
2023		$25,700 Land $5,000 Building $20,700	$2,196,581 Land $427,350 Building $1,769,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable	940 / 35

May also be available: T-Mobile.

Nearby Properties on Purchase St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures