521 Purchase St, Rye, NY 10580 Property Records

Westchester County and Harrison Town property record for 521 Purchase St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,853 sqft · built 1959
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,310,000 (Jul 2020)
Tax Bill	$33,551 (2026)
Deeds & Mortgages	Jul 2020 Sale Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`552801 0545.-16`

Property Details

APN / Parcel Number

Primary APN	`552801 0545.-16`
Alternative APNs	`5528000005450000016` `000034980`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,853 sqft Living Area
1st Floor Area	2,203 sqft
Attic	Attic
Attic Area	650 sqft
Basement Area	540 sqft
Finished Basement	540 sqft
Unfinished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	20,038 sqft (0.46 acres)
Porch	Slab
Porch Area	286 sqft
Patio Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000034980
Street Address	521 PURCHASE ST
City	RYE
State	NY
Zip	10580-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	16
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3033
Census Tract	8500

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 PURCHASE ST, RYE, NY 10580-1814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2020	Grant Deed, Transfer FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC
Jul 20, 2018	Grant Deed, Transfer CATIC TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on Record
Deed Sale	Jul 8, 2020 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	2020601133274
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 8, 2020
Property Address	521 PURCHASE ST, RYE, NY 10580-1814
Document Number	0601133274
Book / Page	060113 / 003274
Instrument Date	May 26, 2020
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	FUTURE TITLE AGENCY INC, FUTURE TITLE AGCY INC

Transaction

Amount	Amount Recorded
Tax	$5,240.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	99 BILTMORE AVE RYE NY 105801837, RYE, NY 10580-1837

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jul 20, 2018
Property Address	521 PURCHASE ST, RYE, NY 10580-1814
Document Number	0581783115
Book / Page	058178 / 003115
Instrument Date	Jun 29, 2018
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	CATIC TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Tax	$5,180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 NEW ST RYE NY 105802016, RYE, NY 10580-2016

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$33,551.00 (+0.31%)
2025	$33,447.00	$20,000 (-) Land $2,900 Building $17,100	$1,724,138 (-2.59%) Land $250,000 Building $1,474,138
2024		$20,000 (-) Land $2,500 Building $17,500	$1,769,912 (+3.54%) Land $221,239 Building $1,548,673
2023		$20,000 Land $2,500 Building $17,500	$1,709,402 Land $213,675 Building $1,495,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	27 (1978–2021)
Claims Outside the SFHA	23 of 27
Most Recent Claim	Sep 2021 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable	940 / 35

May also be available: T-Mobile.

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