520 Ledge St, San Marcos, CA 92078 Property Records

San Diego County property record for 520 Ledge St, San Marcos, CA 92078 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,279 sqft · built 2018
Lot Size	0.63 acres (27,443 sqft)
Owner	Company Name on File
Last Sale	$1,603,000 (Mar 2018)
Tax Bill	$21,693 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`679-229-36-00`

Property Details

APN / Parcel Number

Primary APN	`679-229-36-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,279 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	27,443 sqft (0.63 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	520 LEDGE ST
City	SAN MARCOS
State	CA
Zip	92078-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 TR 016023
Legal Subdivision	SAN MARCOS ESTATES
Legal Tract	016023
Legal Block	4
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4006
Census Tract	20044

Owner

Source: San Diego County records · APN 679-229-36-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	520 LEDGE ST, SAN MARCOS, CA 92078-2840
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Prior Sale	Dec 02, 2015 · Amount on Record
Deed Document Number	2018118681
Record Updated	Sep 20, 2026

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2018
Property Address	520 LEDGE ST, SAN MARCOS, CA 92078-2840
Document Number	0000118681
Map Reference	MAP 16023
Instrument Date	Feb 27, 2018
Instrument	2018-0118681
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE GROU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	520 LEDGE ST, SAN MARCOS, CA 92078-2840

Mortgage

Document Number	0000118682
Date	Mar 26, 2018
Instrument	2018-0118682

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 01, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$1,915,609 (+2%) Land $721,836 Building $1,193,773
2025	$21,693.00 (+7.79%) Homeowner's exemption	$1,878,049 (+4.04%) Land $707,683 Building $1,170,366
2023	$20,125.00 (+1.86%) Homeowner's exemption	$1,805,123 Land $680,203 Building $1,124,920
2022	$19,758.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730200444, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	High above 72% of the US · above 48% of California
Wildfire Likelihood	About 1 in 457 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.