Indian River County property record for 475 Eugenia Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,747 sqft · built 1969 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $695,000 (Apr 2016) |
| Tax Bill | $6,895 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Nov 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-40-31-00007-0150-00013.0 |
| Primary APN | 32-40-31-00007-0150-00013.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,747 sqft Living Area |
| 1st Floor Area | 1,747 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Clay Tile |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Garage Area | 483 sqft |
| Driveway | Driveway |
| Driveway Area | 800 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 216 sqft |
| Porch | Open Porch |
| Porch Area | 386 sqft |
| Patio Area | 420 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 58065 |
|---|---|
| Street Address | 475 EUGENIA RD |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-1527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | VEROMAR PLAT 1 PBI 1-88 S 19.75 FT OF LOT 13 & ALL LOTS 14 THROUGH 17 INC BLK 15 |
| Legal Range | 40 |
| Legal Township | 32 |
| Legal Section | 31 |
| Legal Subdivision | VEROMAR |
| Legal Block | 15 |
| Legal Lot Number | 13-17 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 50505 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 475 EUGENIA RD, VERO BEACH, FL 32963-1527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK |
| Nov 19, 2019 | Deed of Trust, Mortgage · Line of Credit FIDELITY BANK |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2016 · Amount on Record |
| Deed Sale | Apr 29, 2016 · Amount on Record |
| Prior Sale | Oct 28, 2003 |
| Deed Document Number | 3120160024472 |
| Deed Book / Page | 2930 / 1465 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 475 EUGENIA RD, VERO BEACH, FL 32963-1527 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031721369 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 3172/1369 |
| Instrument | 3120180076797 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 475 EUGENIA RD, VERO BEACH, FL 32963-1527 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0032551131 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 3255/1131 |
| Instrument | 3120190067664 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | WINTER GARDEN, FL 34787 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Oct 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 475 EUGENIA RD, VERO BEACH, FL 32963-1527 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 475 EUGENIA RD, VERO BEACH, FL 32963-1527 |
| Document Number | 0033421916 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 3342/1916 |
| Instrument | 3120200057905 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,895.00 (+10.16%) | $459,108 (+6%) | $1,106,866 (+15.32%) Land $559,300 Building $547,566 |
| 2023 | $6,259.00 (+3.06%) | $433,130 (+3%) | $959,782 (+32.23%) Land $559,300 Building $400,482 |
| 2022 | $6,073.00 | $420,514 | $725,821 Land $399,500 Building $326,321 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 200 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 603 units insured incl. 403 condo units |
| Nearby Flood Claims | 76 (1984–2024) |
| Claims Outside the SFHA | 41 of 76 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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