Hamilton County property record for 5258 Riverwatch Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,833 sqft · built 1983 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $174,900 (May 2020) |
| Tax Bill | $5,317 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0031-0170-00 |
| Primary APN | 540-0031-0170-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,833 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| 2nd Floor Area | 783 sqft |
| Basement Area | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,667 sqft (0.176 acres) |
| Lot Dimensions | 113 ft deep x 59 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 126 sqft |
| Patio Area | 291 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5258 RIVERWATCH DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERWATCH 59.28 X 113.89IRR LOT 18 RIVER WATCH SUB |
| Legal Subdivision | RIVER WATCH SUB |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21421 |
5258 Riverwatch Dr is owned and occupied by two individuals who bought it in May 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5258 RIVERWATCH DR, CINCINNATI, OH 45238-5904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jan 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 18, 2020 | Grant Deed, Transfer · Conventional with PMI UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2020 · Amount on File |
| Deed Sale | May 18, 2020 · Amount on File |
| Deed Document Number | 0000046433 |
| Deed Book / Page | 014170 / 001978 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5258 RIVERWATCH DR, CINCINNATI, OH 45238-5904 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000077079 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 14445/1956 |
| Instrument | 2021-0077079 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5258 RIVERWATCH DR, CINCINNATI, OH 45238-5904 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000000096 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 17-0000096 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Jan 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 18, 2020 |
| Property Address | 5258 RIVERWATCH DR, CINCINNATI, OH 45238-5904 |
| Document Number | 0000046433 |
| Book / Page | 014170 / 001978 |
| Instrument Date | May 13, 2020 |
| Instrument | 46433 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5258 RIVERWATCH DR CINCINNATI OH 452385904, CINCINNATI, OH 45238-5904 |
| Document Number | 46434 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 014170/001980 |
| Instrument | 46434 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 17, 2050 |
The 2025 property tax bill for 5258 Riverwatch Dr was $5,317, up 2.5% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,317.00 (+2.51%) | $89,502 (-) Land $10,381 Building $79,121 | |
| 2024 | $5,187.00 (-0.31%) | $89,502 (-) Land $10,381 Building $79,121 | |
| 2023 | $5,203.00 (+29.95%) | $89,502 (+46.21%) Land $10,381 Building $79,121 | $255,720 Land $29,660 Building $226,060 |
| 2022 | $4,004.00 Homeowner's exemption | $61,215 Land $9,030 Building $52,185 | |
| 2020 | $174,900 Land $25,800 Building $149,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5258 Riverwatch Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5258 Riverwatch Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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