521 Third Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 521 Third Ave, Destin, FL 32541 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1977
Lot Size	0.393 acres (17,132 sqft)
Owner	Individual Name on File
Last Sale	$284,900 (May 2017)
Tax Bill	$5,061 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-9690-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-9690-1`
Alternative APN	`00-2S-22-1361-0017-0080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,840 sqft Heated Area
Gross Area	2,808 sqft
1st Floor Area	1,056 sqft
Upper Floors Area	784 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Wood
Roof Type	Gambrel
Roof Material	Wood
Lot Area	17,132 sqft (0.393 acres)
Lot Width	120 ft Width
Garage Type	Detached
Garage Area	704 sqft
Porch	Open Porch
Porch Area	264 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	521 THIRD AVE
City	DESTIN
State	FL
Zip	32541-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KELLYS 3RD ADD LOTS 8 & 9 BLK 17
Legal Range	22
Legal Township	02S
Legal Subdivision	KELLYS 3RD ADDN TO DESTIN
Legal Block	17
Legal Lot Number	8,9 9
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1006
Census Tract	23306

Owner

Source: Okaloosa County records · APN C56-000-589-9690-1

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	521 THIRD AVE, DESTIN, FL 32541-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Oct 16, 2015 · Amount on Record
Deed Document Number	3134612
Deed Book / Page	3299 / 1477
Record Updated	Jun 08, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 12, 2017
Property Address	521 THIRD AVE, DESTIN, FL 32541-1709
Document Number	0032991477
Book / Page	003299 / 001477
Instrument Date	May 05, 2017
Instrument	3134612
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,994.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 BRIGADOON CT VIRGINIA BEACH VA 234551917, VIRGINIA BEACH, VA 23455-1917

Mortgage

Document Number	32991478
Date	May 12, 2017
Book Page	003299/001478
Instrument	3134613

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,061.00 (+11.99%)	$430,393 (+4.85%) Land $218,375 Building $212,018	$430,393 (+4.85%) Land $218,375 Building $212,018
2023	$4,519.00 (+8.21%)	$410,486 (+8.5%) Land $198,144 Building $212,342	$410,486 (+8.5%) Land $198,144 Building $212,342
2022	$4,176.00	$378,315 Land $180,131 Building $198,184	$378,315 Land $180,131 Building $198,184

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.