Okaloosa County property record for 516 Third Ave, Destin, FL 32541 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1964 |
| Square Footage | 1,590 sqft Heated Area |
| Lot Size | 10,471 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $157,900 (2009) |
| Tax Bill | $970.00 (2025) |
| Primary APN | C56-000-589-9665-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,590 sqft Heated Area |
| Gross Area | 1,710 sqft Gross Area |
| 1st Floor | 1,284 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 10,471 sqft (0.24 acres) |
| Lot Width | 60 ft Width |
| Shed | 1 Shed |
| Porch | Open Porch |
| Porch Area | 60 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 516 THIRD AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1744 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | KELLYS 3RD ADD LOT 17 BLK 14 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | KELLYS 3RD ADDN TO DESTIN |
| Legal Block | 14 |
| Legal Lot Number | 17 |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 23306 |
Source: Okaloosa County records · APN C56-000-589-9665-3
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 516 THIRD AVE, DESTIN, FL 32541-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU |
| Sep 15, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage BANCORPSOUTH |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2009 · Amount on Record |
| Deed Sale | Nov 06, 2009 · Amount on Record |
| Prior Sale | May 26, 2009 · Amount on Record |
| Deed Doc Number | 2599601 |
| Deed Book / Page | 2912 / 2741 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 516 THIRD AVE, DESTIN, FL 32541-1744 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0003663596 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 3663596 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 516 THIRD AVE, DESTIN, FL 32541-1744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034744893 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 3474/4893 |
| Instrument | 3372571 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 516 THIRD AVE, DESTIN, FL 32541-1744 |
| Document Number | 0033183067 |
| Book / Page | 003318 / 003067 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 516 THIRD AVE DESTIN FL 325411744, DESTIN, FL 32541-1744 |
| Document Number | 0033183067 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 003318/003067 |
| Instrument | 3161588 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MA 38803-4360 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $970.00 (+7.54%) Homeowner's exemption | $120,952 (+5.99%) | $275,318 (+5.16%) Land $145,583 Building $129,735 |
| 2023 | $902.00 (+3.44%) Homeowner's exemption | $114,119 (+3%) | $261,798 (+8.1%) Land $132,096 Building $129,702 |
| 2022 | $872.00 Homeowner's exemption | $110,795 | $242,171 Land $120,087 Building $122,084 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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