520 Third Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 520 Third Ave, Destin, FL 32541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1963
Square Footage1,050 sqft Heated Area
Lot Size20,459 sqft (0.469 acres)
OccupancyOwner Occupied
Last Sale$280,000 (2023)
Tax Bill$3,300.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-589-9666-1
Alternative APN
  • 00-2S-22-1361-0014-0190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,050 sqft Heated Area
Gross Area1,465 sqft Gross Area
1st Floor1,050 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1963
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area20,459 sqft (0.469 acres)
Lot Width130 ft Width
PorchOpen Porch
Porch Area141 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address520 THIRD AVE
CityDESTIN
StateFL
Zip32541-1744
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKELLYS 3RD ADD LOT 19 & 20 BLK 14
Legal Range22
Legal Township02S
Legal SubdivisionKELLYS 3RD ADDN TO DESTIN
Legal Block14
Legal Lot Number19,20 20
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1010
Census Tract23306

Owner

Source: Okaloosa County records · APN C56-000-589-9666-1

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address520 THIRD AVE, DESTIN, FL 32541-1744
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 17, 2023Warranty Deed, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Aug 05, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANCARE LLC
Dec 20, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 17, 2023 · Amount on Record
Deed SaleMay 17, 2023 · Amount on Record
Deed Doc Number0036752354
Deed Book / Page3675 / 2354
Record RefreshedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 17, 2023
Property Address520 THIRD AVE, DESTIN, FL 32541-1744
Document Number0036752354
Book / Page3675 / 2354
Map ReferenceMB 2 PG 164
Instrument DateMay 17, 2023
Instrument3624332
Transaction TypeTransfer
Record UpdatedJun 09, 2023
Title CompanyWAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address58 10TH AVE, SHALIMAR, FL 32579-1334

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 THIRD AVE, DESTIN, FL 32541-1744

Mortgage

Document Number0036752356
DateMay 17, 2023
Instrument3675/2356
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address520 THIRD AVE, DESTIN, FL 32541-1744
Transaction TypeMortgage
Record UpdatedAug 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 THIRD AVE, DESTIN, FL 32541-1744

Mortgage

Document Number0035650899
DateAug 05, 2021
Book Page3565/899
Instrument3477829
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term317 Months
DueJan 01, 2048

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address520 THIRD AVE, DESTIN, FL 32541-1744
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033302788
DateDec 20, 2017
Book Page3330/2788
Instrument3178835
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,300.00 (+374.14%) Homeowner's exemption$317,728 (+228.11%)$336,487 (+9.64%) Land $218,375 Building $118,112
2023$696.00 (+4.04%) Homeowner's exemption$96,836 (+3%)$306,889 (+8.59%) Land $188,369 Building $118,520
2022$669.00 Homeowner's exemption$94,016$282,625 Land $171,244 Building $111,381

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