525 Rustic Dr, Saginaw, MI 48604 Property Records

Saginaw County property record for 525 Rustic Dr, Saginaw, MI 48604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,147 sqft · built 1954
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Apr 2022)
Tax Bill	$2,505 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`11-12-4-12-3516-000`

Property Details

APN / Parcel Number

Primary APN	`11-12-4-12-3516-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,147 sqft Living Area
1st Floor Area	1,147 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Raised Ranch
Exterior Material	Combination
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	32 sqft
Deck Area	Deck Area
Patio Area	38 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	525 RUSTIC DR
City	SAGINAW
State	MI
Zip	48604-2161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 416 SUPERVISORS PLAT OF WINTERS SECOND ADDITION SEC 12 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	12
Legal Subdivision	SUPERVISORS PLAT OF WINTERS SECOND ADD
Legal Lot Number	416
Legal Unit	416
Jurisdiction	SAGINAW MI
Township / Civil Division	CARROLLTON
Census Block Group	4
Census Block	4019
Census Tract	10700

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	525 RUSTIC DR, SAGINAW, MI 48604-2161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Deed Document Number	202212760
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 22, 2022
Property Address	525 RUSTIC DR, SAGINAW, MI 48604-2161
Document Number	0000012760
Map Reference	LB 6 PG 29&30
Instrument Date	Apr 19, 2022
Instrument	2022012760
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 RUSTIC DR, 525, SAGINAW, MI 48604-2161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10570 BUCK RD, FREELAND, MI 48623-9772

Mortgage

Document Number	0000012761
Date	Apr 22, 2022
Instrument	2022012761

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Carrollton Township
Unified School District	Carrollton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,700 (+22.8%)	$103,400 (+22.8%)
2025	$2,505.00 (+69.37%) Homeowner's exemption
2023		$42,100	$84,200
2022	$1,479.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	21 (1980–1997)
Claims Outside the SFHA	9 of 21
Most Recent Claim	Feb 1997 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLTON TOWNSHIP serves 5,705 people · EPA ID MI0001160
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20