Saginaw County property record for 509 Rustic Dr, Saginaw, MI 48604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,266 sqft · built 1955 |
| Lot Size | 0.174 acres (7,579 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $427 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 11-12-4-12-3518-000 |
| Primary APN | 11-12-4-12-3518-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| 1st Floor Area | 1,266 sqft |
| Basement Area | 1,266 sqft |
| Finished Basement | 1,266 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,579 sqft (0.174 acres) |
| Lot Dimensions | 120 ft deep x 63 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 212 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 509 RUSTIC DR |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48604-2161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 418 SUPERVISORS PLAT OF WINTERS SECOND ADDITION SEC 12 T12N R4E |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 12 |
| Legal Subdivision | SUPERVISORS PLAT OF WINTERS SECOND ADD |
| Legal Lot Number | 418 |
| Legal Unit | 418 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CARROLLTON |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 10700 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 509 RUSTIC DR, SAGINAW, MI 48604-2161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Carrollton Township |
| Unified School District | Carrollton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,800 (+41.25%) | $135,600 (+41.25%) | |
| 2025 | $427.00 (-83.01%) | ||
| 2023 | $48,000 | $96,000 | |
| 2022 | $2,513.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 21 (1980–1997) |
| Claims Outside the SFHA | 9 of 21 |
| Most Recent Claim | Feb 1997 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARROLLTON TOWNSHIP serves 5,705 people · EPA ID MI0001160 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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