510 Rustic Dr, Saginaw, MI 48604 Property Records

Saginaw County property record for 510 Rustic Dr, Saginaw, MI 48604

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 993 sqft · built 1955
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$44,500 (Oct 1991)
Tax Bill	$373 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`11-12-4-12-3547-000`

Property Details

APN / Parcel Number

Primary APN	`11-12-4-12-3547-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	993 sqft Living Area
1st Floor Area	993 sqft
Basement Area	993 sqft
Unfinished Basement	993 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	35 sqft
Deck Area	Deck Area
Patio Area	121 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	510 RUSTIC DR
City	SAGINAW
State	MI
Zip	48604-2154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 447 SUPERVISORS PLAT OF WINTERS SECOND ADDITION SEC 12 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	12
Legal Subdivision	SUPERVISORS PLAT OF WINTERS SECOND ADD
Legal Lot Number	447
Legal Unit	447
Jurisdiction	SAGINAW MI
Township / Civil Division	CARROLLTON
Census Block Group	4
Census Block	4015
Census Tract	10700

Owner

Source: Saginaw County records · APN 11-12-4-12-3547-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	510 RUSTIC DR, SAGINAW, MI 48604-2154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 1991 · Amount on Record
Deed Sale	Oct 09, 1991 · Amount on Record
Deed Book / Page	1804 / 1315
Last Transfer Date	Nov 29, 2001
Transfer Doc	0007063203
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	510 RUSTIC DR, SAGINAW, MI 48604-2154
Document Number	0000011958
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	MID-STATE TITLE SERVICES INC, MID-STATE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 RUSTIC DR SAGINAW MI 486042154, SAGINAW, MI 48604-2154

Mortgage

Document Number	0000011958
Date	Apr 28, 2020
Instrument	11958

Lender

Name	WANIGAS CU
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2035

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Carrollton Township
Unified School District	Carrollton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,700 (+39.04%)	$115,400 (+39.04%)
2025	$373.00 (-77.9%) Homeowner's exemption
2023		$41,500	$83,000
2022	$1,688.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	21 (1980–1997)
Claims Outside the SFHA	9 of 21
Most Recent Claim	Feb 1997 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 11 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 149 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CARROLLTON TOWNSHIP serves 5,705 people
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.