501 Rustic Dr, Saginaw, MI 48604 Property Records

Saginaw County property record for 501 Rustic Dr, Saginaw, MI 48604

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,312 sqft · built 1955
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Jan 1995)
Tax Bill	$325 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`11-12-4-12-3519-000`

Property Details

APN / Parcel Number

Primary APN	`11-12-4-12-3519-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	948 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	120 ft deep x 63 ft wide
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	501 RUSTIC DR
City	SAGINAW
State	MI
Zip	48604-2161
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 419 SUPERVISORS PLAT OF WINTERS SECOND ADDITION SEC 12 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	12
Legal Subdivision	SUPERVISORS PLAT OF WINTERS SECOND ADD
Legal Lot Number	419
Legal Unit	419
Jurisdiction	SAGINAW MI
Township / Civil Division	CARROLLTON
Census Block Group	4
Census Block	4019
Census Tract	10700

Owner

Source: Saginaw County records · APN 11-12-4-12-3519-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	501 RUSTIC DR, SAGINAW, MI 48604-2161
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 1995 · Amount on Record
Deed Sale	Jan 31, 1995 · Amount on Record
Deed Book / Page	1929 / 190
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	501 RUSTIC DR, SAGINAW, MI 48604-2161
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 RUSTIC DR, SAGINAW, MI 48604-2161

Mortgage

Document Number	0000006183
Date	Mar 26, 2026
Instrument	2026006183

Lender

Name	LAKE HURON CREDIT UNION I
Address	1540 TITTABAWASSEE RD, SAGINAW, MI 48604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Carrollton Township
Unified School District	Carrollton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,000 (+2.41%)	$102,000 (+2.41%)
2025	$325.00 (-78.26%) Homeowner's exemption	$49,800 (+20.58%)	$99,600 (+20.58%)
2023		$41,300	$82,600
2022	$1,495.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	21 (1980–1997)
Claims Outside the SFHA	9 of 21
Most Recent Claim	Feb 1997 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 11 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 149 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CARROLLTON TOWNSHIP serves 5,705 people
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Apr 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.