Kane County property record for 511 Morgan St, Elgin, IL 60123 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1915 |
| Square Footage | 1,344 sqft Living Area |
| Lot Size | 7,350 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100,000 (1998) |
| Tax Bill | $4,848.00 (2025) |
| Primary APN | 06-23-258-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,112 sqft Gross Area |
| Basement Area | 768 sqft Basement |
| Stories | 5 Stories |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 7,350 sqft (0.169 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Street Address | 511 MORGAN ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7539 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | B J WETMORES ADDN LOT 3 |
| Legal Subdivision | B J WETMORES ADDN |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 4 |
| Census Block | 4011 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-258-008
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 MORGAN ST, ELGIN, IL 60123-7539 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 02, 2020 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| May 11, 2017 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 1998 · Amount on Record |
| Deed Sale | May 06, 1998 · Amount on Record |
| Deed Doc Number | 199838805 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 511 MORGAN ST, ELGIN, IL 60123-7539 |
| Document Number | 0000060424 |
| Instrument Date | Sep 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 511 MORGAN ST ELGIN IL 601237539, ELGIN, IL 60123-7539 |
| Document Number | 0000060424 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 60424 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2050 |
| Rate | 3.62% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 511 MORGAN ST, ELGIN, IL 60123-7539 |
| Document Number | 0000031041 |
| Instrument Date | May 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 511 MORGAN ST ELGIN IL 601237539, ELGIN, IL 60123-7539 |
| Document Number | 0000031041 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 31041 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,848.00 (+15.79%) Homeowner's exemption | $71,549 (+8.57%) Land $15,540 Building $56,009 | $214,733 (+8.57%) Land $46,639 Building $168,094 |
| 2024 | $65,901 (+21.39%) Land $14,313 Building $51,588 | $197,782 (+21.44%) Land $42,956 Building $154,826 | |
| 2022 | $4,187.00 (+4.86%) Homeowner's exemption | $54,288 (+6.96%) Land $11,791 Building $42,497 | $162,864 (+6.96%) Land $35,373 Building $127,491 |
| 2021 | $3,993.00 Homeowner's exemption | $50,756 Land $11,024 Building $39,732 | $152,268 Land $33,072 Building $119,196 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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