507 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 507 Morgan St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 1930
Lot Size	0.169 acres (7,350 sqft)
Owner	Company Name on File
Tax Bill	$4,076 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-23-258-009`

Property Details

APN / Parcel Number

Primary APN	`06-23-258-009`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	5 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,920 sqft
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	7,350 sqft (0.169 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	507 MORGAN ST
City	ELGIN
State	IL
Zip	60123-7585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B J WETMORES ADDN LOT 2
Legal Subdivision	B J WETMORES ADDN
Legal Block	4
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4011
Census Tract	851600

Owner

507 Morgan St is owned by a company that acquired it in April 2024.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	507 MORGAN ST, 1, ELGIN, IL 60123-7585
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMERS CREDIT UNION
Sep 4, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 29, 2024
Transfer Doc	0000023066
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	May 1, 2026
Property Address	507 MORGAN ST, ELGIN, IL 60123-7585
Document Number	0000017720
Instrument Date	Apr 22, 2026
Instrument	202617720
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269

Mortgage

Document Number	0000017720,
Date	May 1, 2026
Instrument	202617720

Lender

Name	CONSUMERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 20, 2046

Interest

Rate	6.38%
Max Rate	-1%

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	KANE IL
Recording Date	Sep 4, 2020
Property Address	507 MORGAN ST, ELGIN, IL 60123-7585
Document Number	0000050909
Instrument Date	Aug 13, 2020
Instrument	50909
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 MORGAN ST ELGIN IL 601237585, ELGIN, IL 60123-7585

Tax Assessment & Valuation

The 2025 property tax bill for 507 Morgan St was $4,076.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,076.00	$69,436 (+8.57%) Land $15,540 Building $53,896	$208,391 (+8.57%) Land $46,639 Building $161,753
2024		$63,955 Land $14,313 Building $49,642	$191,942 Land $42,956 Building $148,986
2022	$3,292.00 (-7.24%) Homeowner's exemption	$48,967 (+6.96%) Land $11,791 Building $37,176	$146,901 (+6.96%) Land $35,373 Building $111,528
2021	$3,549.00 Homeowner's exemption	$45,781 Land $11,024 Building $34,757	$137,343 Land $33,072 Building $104,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 507 Morgan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 507 Morgan St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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