507 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 507 Morgan St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,152 sqft · built 1930
Lot Size0.169 acres (7,350 sqft)
OwnerCompany Name on Record
Tax Bill$4,076 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Sep 2020 Transfer
Flood ZoneZone X (minimal risk)
APN06-23-258-009

Property Details

APN / Parcel Number

Primary APN06-23-258-009

Interior

Full Baths2 Baths
Total Rooms8 Rooms
Stories5 Stories
Building Area1,152 sqft Living Area
Gross Area1,920 sqft
Basement Area768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Lot Area7,350 sqft (0.169 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address507 MORGAN ST
CityELGIN
StateIL
Zip60123-7585
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionB J WETMORES ADDN LOT 2
Legal SubdivisionB J WETMORES ADDN
Legal Block4
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4011
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address507 MORGAN ST, 1, ELGIN, IL 60123-7585
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Deed of Trust, Mortgage · Line of Credit
CONSUMERS CREDIT UNION
Sep 4, 2020Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 29, 2024
Transfer Doc0000023066
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateMay 1, 2026
Property Address507 MORGAN ST, ELGIN, IL 60123-7585
Document Number0000017720
Instrument DateApr 22, 2026
Instrument202617720
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269

Mortgage

Document Number0000017720,
DateMay 1, 2026
Instrument202617720
Lender
NameCONSUMERS CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 20, 2046
Interest
Rate6.38%
Max Rate-1%

September 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionKANE IL
Recording DateSep 4, 2020
Property Address507 MORGAN ST, ELGIN, IL 60123-7585
Document Number0000050909
Instrument DateAug 13, 2020
Instrument50909
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 MORGAN ST ELGIN IL 601237585, ELGIN, IL 60123-7585

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,076.00 (+23.82%)$69,436 (+8.57%) Land $15,540 Building $53,896$208,391 (+8.57%) Land $46,639 Building $161,753
2024$63,955 (+30.61%) Land $14,313 Building $49,642$191,942 (+30.66%) Land $42,956 Building $148,986
2022$3,292.00 (-7.24%) Homeowner's exemption$48,967 (+6.96%) Land $11,791 Building $37,176$146,901 (+6.96%) Land $35,373 Building $111,528
2021$3,549.00 Homeowner's exemption$45,781 Land $11,024 Building $34,757$137,343 Land $33,072 Building $104,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: T-Mobile.

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