554 Lindsey Dr, Lakeland, FL 33809 Property Records

Polk County property record for 554 Lindsey Dr, Lakeland, FL 33809

Property Summary

Property TypeMobile Home
Details1,674 sqft · built 2000
Lot Size0.263 acres (11,448 sqft)
Owner2 Individual Names on Record
Last Sale$195,000 (Jul 2021)
Tax Bill$1,801 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-27-12-000891-004510

Property Details

APN / Parcel Number

Primary APN23-27-12-000891-004510
Alternative APNs
  • 122723000891004510
  • 22723000

Interior

Building Area1,674 sqft Living Area
1st Floor Area1,674 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Architectural StyleMobile Home
Lot Area11,448 sqft (0.263 acres)
Lot Dimensions113 ft deep x 103 ft wide
Garage TypeCarport
Garage Area360 sqft
CarportCarport
Carport Area360 sqft
PorchPorch
Porch Area112 sqft

Location & Zoning

Street Address554 LINDSEY DR
CityLAKELAND
StateFL
Zip33809-7234
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionWILDER TRACE PHASE ONE PB 109 PGS 32 & 33 BLK D LOT 51
Legal Range23E
Legal Township27S
Legal Section12
Legal SubdivisionWILDER TRACE PHASE 01
Legal Phase1
Legal Tract891
Legal BlockD
Legal Lot Number51
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2002
Census Tract12203

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address554 LINDSEY DR, LAKELAND, FL 33809-7234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Warranty Deed, Transfer · Conventional Mortgage
NP INC
Mar 21, 2019Grant Deed, Subdivision Related Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2021 · Amount on Record
Deed SaleJul 14, 2021 · Amount on Record
Prior SaleJun 11, 2009 · Amount on Record
Deed Document Number2021180877
Deed Book / Page11800 / 149
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 14, 2021
Property Address554 LINDSEY DR, LAKELAND, FL 33809-7234
Document Number0000180877
Book / Page11800 / 149
Map ReferenceMB 109 PG 32&33
Instrument DateJul 7, 2021
Instrument2021180877
Transaction TypeTransfer
Record UpdatedJul 29, 2021
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address129 WINTERDALE DR, 129, LAKE ALFRED, FL 33850-9447

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 LINDSEY DR, LAKELAND, FL 33809-7234

Mortgage

Document Number0011800151
DateJul 14, 2021
Instrument11800/151
Lender
NameNP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

March 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMar 21, 2019
Property Address554 LINDSEY DR, LAKELAND, FL 33809-7234
Document Number0107850797
Book / Page010785 / 000797
Instrument DateMar 19, 2019
Instrument57273
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 2, 2019
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,943.90
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8230 WILDER LOOP LAKELAND FL 33809, LAKELAND, FL 33809

Mortgage

Document Number107850798
DateMar 21, 2019
Book Page010785/000798
Instrument57274
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 20, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$174,124 (-3.02%) Land $29,000 Building $145,124$174,124 (-17.1%) Land $29,000 Building $145,124
2025$1,801.00 (-17.23%) Homeowner's exemption$179,546 (+5.99%)$210,038 (+23.99%) Land $29,000 Building $181,038
2023$2,176.00 (-16.18%) Homeowner's exemption$169,404 (+4.57%) Land $28,000 Building $141,404$169,404 (+4.57%) Land $28,000 Building $141,404
2022$2,596.00$162,003 Land $23,000 Building $139,003$162,003 Land $23,000 Building $139,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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